Accounting and Operations Executive

3 days ago

Andheri West Mumbai Maharashtra, India Parrami Finance Private Limited Full time

**Company**: Parrami Finance
**Location**: Andheri West, Mumbai
**Employment Type**: Full-time

**About Us**:
We are a dynamic micro-lending organization focused on empowering small to medium-sized businesses through tailored financial solutions. We are looking for a motivated and detail-oriented **Accounting and Operations Executive** to join our team and play a key role in managing financial operations and ensuring seamless lending processes.

**Key Responsibilities**:

- **Accounting and Financial Management**:

- Maintain accurate financial records and ledgers.
- Handle accounting processes, including Billing, Accounting Entries, accounts payable, receivable, and reconciliations.
- Prepare and present financial statements and management reports.
- Assist in budgeting, forecasting, and cash flow management.
- **Loan Operations Management**:

- Oversee the end-to-end loan process, including initiation, disbursement, monitoring, and repayment.
- Conduct due diligence and documentation for loan applicants.
- Track repayments and ensure timely follow-ups for overdue accounts.
- Maintain updated records of all lending activities and customer portfolios.
- **Compliance and Reporting**:

- Ensure compliance with financial regulations and internal policies.
- Prepare and file reports related to GST, TDS, and other statutory requirements.
- Support audit processes and coordinate with auditors.
- **Risk and Credit Analysis**:

- Evaluate creditworthiness and analyze financial data of potential borrowers.
- Identify and mitigate operational and financial risks in lending processes.
- **Administrative and Operational Support**:

- Assist in general administrative tasks to ensure smooth daily operations.
- Collaborate with cross-functional teams for operational efficiency.
- Develop and implement internal controls and process improvements.

**Requirements**:

- **Education**: Bachelor’s degree in Commerce, Accounting, or Finance.
- **Experience**:

- Minimum 2-4 years of experience in accounting or financial operations, preferably in a lending or financial services environment.
- Hands-on experience in loan processing and compliance management is a plus.
- **Technical Skills**:

- Proficiency in accounting software like Tally Prime and MS Excel.
- Knowledge of GST, TDS, and other statutory compliance requirements.
- Familiarity with credit analysis and risk management techniques.
- **Soft Skills**:

- Strong analytical and problem-solving abilities.
- Excellent communication and interpersonal skills.
- Detail-oriented with the ability to multitask and manage deadlines.

**Why Join Us?**
- Opportunity to work in a mission-driven organization that supports small businesses.
- Gain exposure to a fast-paced lending environment with room for professional growth.
- Be part of a supportive and collaborative team.

Pay: ₹20,000.00 - ₹30,000.00 per month

**Benefits**:

- Paid time off

Schedule:

- Day shift

Ability to commute/relocate:

- Andheri West, Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- What is your current CTC?
- What is your expected CTC?
- What is your notice period?(in days)

Work Location: In person

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