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Business Executive

2 weeks ago

Madurai, India Oncloudz Softech Pvt Ltd Full time

We are hiring for the **Business Executive for** Housing Finance Experience (Atleast 6 Months).

**Position**:Business Executive for Housing Finance

**Salary**:₹20,000.00 - ₹28,000.00 per month + Incentives

**Experience**:1+ Year Experience in Sales

**Location**: Madurai

**Job Type**:Full Time

**Age **:21 to 32

**Roles and responsibilities**
- To source open **market busines **too and achieve the targets assigned
- To be completely aware of the products being offered by the company and understand competition offering and handle **customer objections**:

- Should have a Basic understanding of **P&L account,**Balance sheet for self employed
- To ensure proper customer profiling on each **call / customer** visit, to identify and understand his/her needs and accordingly recommend **investment and Insurance options**:

- Relationship building with the **Home Loan Executives** to which he is mapped and to ensure joint calls with the **HLE t**o ensure maximum attachments of the **files being disbursed**:

- To build a **relationship with the customer **so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire **account of the customer**:

- To be in sync and work together with the partner representatives.
- Understanding the joint ownership of the **customer at the time **of servicing etc.
- Interview applicants to determine financial **eligibility and feasibility **of granting loans.
- **Communicate with clients **either to request or to provide information Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types o**f loans and other financial** services.
- Assess customer needs, explore all options and introduce different types of loans.
- Develop referral **networks, suggest alternate channels **and cross-sell products and services to accomplish quotas.
- **Operate in compliance with laws and regulations **and adhere to lending compliance guidelines.

**Disbursements**:

- Collection of **KYC** documents
- Loan documentation

**Requirements and skills**:
Should have basic knowledge about **Lending and Housing** products

Solid understanding of **direct/indirect lending **products and practices

Excellent **communication and interpersonal** skills

Customer **satisfaction orientation and sales** competencies

Ability to **work in a goal oriented** environment

**MBA degree in finance, Marketing or a related field**

Open to travel

**Note**:
**-Graduation is mandatory**

**-Two-wheeler and Driving license are must**

**Salary**: From ₹20,000.00 per month

**Benefits**:

- Life insurance
- Provident Fund

Schedule:

- Day shift
- Monday to Friday
- Weekend availability

Supplemental pay types:

- Performance bonus
- Yearly bonus

Work Location: In person