Banking Operation

**Position Title**: Supervisor, Credit and AML/ATF Analysts

**Status**: Full Time - Work from Office

**Hours**: Monday - Friday, 9:00am - 8:00pm EST

**Rate of Pay**: Competitive salary based on experience and qualifications

**Key Responsibilities**:
**Team Management**:

- Supervise and lead a team of Credit Analysts and AML/ATF Analysts.
- Provide guidance, training, and support to team members to ensure high performance and professional development.
- Conduct regular team meetings to review performance, address issues, and communicate updates.

**Fraud and Credit Risk Review**:

- Supervise real-time analysis of conversations with applicants to assess potential fraud risk.
- Ensure documentation and approval requirements are based on analysis of credit policies.

**Credit Management**:

- Administer and control credit terms and limits.
- Perform credit limit reviews, reinstatements, and account maintenance.
- Assess creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customer's requirements and ability.

**Customer Interaction**:

- Communicate directly with applicants, adhering to brand standards.
- Liaise effectively with other areas impacting the Credit Department.
- Provide exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking.

**Compliance and Reporting**:

- Maintain/exceed established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk.
- Ensure high levels of accuracy in report maintenance and tracking.

**Alert Review and Investigation**:

- Investigate accounts and internet sources to determine cardholder eligibility as Politically Exposed Persons/Foreign Persons (PEP/PEFP).
- Conduct thorough investigations to make determinations related to the Suppression of Terrorism and Economic Sanctions (SOT).
- Review and analyze unusual transactions that may qualify for reporting under the Prevention of Money Laundering Act (PMLA) guidelines.

**Data Analysis and Reporting**:

- Analyze data quickly and efficiently to identify potential risks and ensure compliance with AML/AFT regulations.
- Maintain a high level of accuracy in report maintenance and tracking, ensuring all findings are documented and reported appropriately.

**Compliance and Risk Management**:

- Ensure all activities are conducted in compliance with relevant AML/AFT legislation and internal policies.
- Collaborate with other departments to address and mitigate identified risks.

**Qualifications and Requirements**:
**Educational Background**:

- Bachelor's degree in Finance, Business Administration, or a related field preferred.

**Experience**:

- Minimum of 5 years of experience in credit and AML operations or related fields.
- Previous supervisory experience in the financial sector is an asset.
- Fluent in English; proficiency in French is an asset.

**Skills and Competencies**:

- Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner.
- Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations.
- Ability to communicate tactfully with various levels of business management in a professional manner.
- Strong organizational and time management skills with the ability to prioritize and manage a heavy workload.
- Demonstrated ability to implement change efforts.
- Highly motivated with the ability to work independently in a fast-paced team environment.
- Knowledge of PCs and strong keyboarding skills.
- Proficiency in MS Word, Excel, and Outlook is an asset.
- TSYS/ADM system knowledge is an asset.
- Flexibility and willingness to work overtime as required.

**Additional Information**:

- This role requires rotational shifts, which may include evenings, weekends, and holidays.
- The position offers opportunities for professional growth and development within the Credit Card Operations department.