Credit Risk Strategist

6 hours ago


Vadodara, Gujarat, India beBeeCreditRisk Full time ₹ 12,00,000 - ₹ 20,15,000

We are seeking a seasoned professional to lead our Credit Risk Management function. As the Credit Risk Lead, you will be responsible for developing and maintaining credit risk policies and frameworks that align with market trends, regulatory guidelines, and risk appetite.

Key Responsibilities:

  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.

Underwriting & Risk Models

  • Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  • Monitor performance of underwriting models and recommend refinements as needed.

Portfolio Monitoring & MIS

  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
  • Lead periodic credit reviews and present portfolio health to senior management.

Requirements

  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.
  • Strong understanding of consumer credit products and the risk lifecycle.
  • Working Capital underwriting is a must.


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