
Data Driven Risk Strategist
2 days ago
Embracing the realms of financial acumen, we seek an individual to craft strategic solutions that mitigate risk.
Our mission is rooted in empowering individuals to navigate their relationship with money seamlessly. We foster an environment where technology and data analytics converge to offer user-friendly financial products, encompassing banking, loans, and investments.
A team of industry experts and creative thinkers collaborate to refine our offerings, ensuring a cohesive approach to managing finances effectively.
We're looking for someone who can extract valuable insights from extensive datasets, design and implement risk frameworks, and stay abreast of emerging technologies and data tools.
Key responsibilities include developing credit risk strategies, implementing fraud risk controls, and delving into alternative data sources for enhanced risk assessment.
In addition, the successful candidate will play a pivotal role in shaping our omnichannel collections strategy, facilitate collaboration with external stakeholders, and leverage data analytics to optimize collections efficiency.
We value employees who embody a founder's mentality, taking ownership of projects and driving them to completion.
Our commitment lies in addressing meaningful challenges, crafting intuitive experiences that delight customers, and perpetually learning, growing, and refining our processes in a dynamic environment.
Roles and Responsibilities
1. Implement and Monitor Credit Risk Strategies:
- Across the lending lifecycle: acquisitions, underwriting, limit management, cross-selling, and collections.
2. Implement and Monitor Fraud Risk Controls:
- Ensure seamless transactions and protect against potential threats.
3. Alternate Data Evaluation:
- Evaluate data features for enhanced risk assessment and credit expansion.
4. Collections Strategy:
- Help shape the omnichannel collections strategy and utilize data analytics to optimize collections efficiency.
5. Stakeholder Coordination:
- Actively coordinate with external stakeholders to ensure relevant insights are effectively utilized for credit decision-making.
- Experience mentoring juniors or managing agency/vendor partners.
- Exposure to credit or payment products and their risk/compliance nuances.
- Familiarity with predictive models (churn or upsell propensity) and large-scale marketing automation.
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