Territory Sales Manager
4 days ago
Job Overview
IDFC FIRST Bank is seeking a Territory Sales Manager to join our team. As a key member of our sales team, you will be responsible for managing a territory, coordinating with the sales team to achieve targets, and establishing credit worthiness with customers.
Key Responsibilities
- Underwrite secured and unsecured loan proposals for customers as per company policies and procedures.
- Conduct personal discussions with customers to assess their creditworthiness.
- Ensure completion of credit/know your customer documents and verification through telephonic, field, and collateral visits.
- Coordinate with the sales team to achieve targets and ensure timely completion of service level agreements.
- Maintain adherence to the company's credit policy and standards.
- Manage front-end delinquencies by promptly contacting customers on first presentation.
- Lead and supervise a team of credit underwriters and provide guidance.
Requirements
- Graduate degree in any field.
- Possession of an MBA or PGDM degree preferred.
- 2-5 years of work experience in a related field.
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