Product Management Lead for EMI Solutions
6 days ago
This role is a high-ownership product management position ideal for someone who has experience building loan or EMI experiences in fintech, lending, or credit-focused startups.
Key Responsibilities:- Lead the development and scaling of customer-facing and internal EMI workflows.
- Identify pain points in the financing journey and create efficient tech solutions that meet regulatory compliance requirements.
- Drive integrations with lenders, banks, and other financial institutions to ensure fast and reliable financing access for customers.
- Design a modular, flexible financing platform that reduces time to market for new lender integrations and EMI plans.
- Own the product lifecycle for financing flows, including EMI applications, eligibility checks, document collection, and status tracking.
- Drive integrations with lending partners (via APIs, portals, etc.) for disbursement, webhook handling, and reconciliation.
- Gather insights from customers, sales teams, and EMI operations to define problem statements and prioritize product solutions.
- Write PRDs, define user stories, work with engineering and QA to deliver features on time.
- Monitor funnel performance and identify improvement areas.
- At least 2-4 years of product management experience, preferably in financing, lending, or credit-related domains.
- Strong understanding of EMI workflows (KYC, eligibility, document collection, sanctioning, disbursal, repayment).
- Prior experience building bottom-up or 0-to-1 fintech workflows is highly beneficial.
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