Product Manager – Financing

4 weeks ago

Mumbai, Maharashtra, India SolarSquare Full time
Job Title: Product Manager – Financing & EMI Products Location: Mumbai | Team: Product | Experience: 2–4 years At Solar Square, we're transforming how consumers access solar energy—making it more affordable through seamless financing experiences.

We're looking for a Product Manager to drive our customer financing and EMI product stack.

This is a high-ownership role ideal for someone who has helped build loan or EMI experiences in fintech, lending, or credit-focused startups.

Objectives of this Role:● Lead the development and scaling of customer-facing and internal EMI workflows — from loan application to disbursement, tracking, and reconciliation.● Identify pain points in the financing journey and create intuitive, compliant, and efficient tech solutions.● Drive integrations with NBFCs, banks, PSUs and internal loan management workflows to ensure fast and reliable financing access for customers.● Design a modular, flexible financing platform that reduces time to market for new lender integrations and EMI plans.● Work with stakeholders across Sales, EMI Ops, Engineering, and external lenders to deliverseamless experiences.

Daily and Monthly Responsibilities:● Own the product lifecycle for financing flows — including EMI applications, eligibility checks,document collection, and status tracking.● Drive integrations with lending partners (via APIs, portals, etc.) for disbursement, webhook handling, and reconciliation.● Gather insights from customers, sales teams, and EMI operations to define problem statementsand prioritize product solutions.● Write PRDs, define user stories, work with engineering and QA to deliver features on time.● Monitor funnel performance (e.g., application drop-offs, approval rates, TATs) and identifyimprovement areas.● Collaborate with legal/compliance teams to ensure adherence to financial regulations and data security protocols.

Skills and Qualifications:● 2-4 years of product management experience, with at least 1–2 years in financing, lending, or credit-related domains.● Strong understanding of EMI workflows (KYC, eligibility, document collection, sanctioning, disbursal, repayment).● Prior experience building bottom-up or 0-to-1 fintech workflows is a strong plus.● Familiarity with workflows involving APIs, webhooks, and integration with financial partners.● Excellent problem-solving, communication, and execution ownership.

Preferred Qualifications:● Experience working at a fintech, NBFC-backed startup, or lending product team.● Exposure to backend workflows such as LOS/LMS systems, collections, or reconciliation.● SQL or analytics comfort to track metrics and identify drop-offs or bottlenecks.● Prior work on making EMI/loan products more inclusive, fast, and scalable.● Experience working with agile teams with a focus on iterative product development.

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