Product Manager – Financing

1 week ago

Mumbai, Maharashtra, India SolarSquare Full time

Job Title: Product Manager – Financing & EMI Products

Location: Mumbai | Team: Product | Experience: 2–4 years

At SolarSquare, we're transforming how consumers access solar energy—making it more affordable through seamless financing experiences. We're looking for a Product Manager to drive our customer financing and EMI product stack. This is a high-ownership role ideal for someone who has helped build loan or EMI experiences in fintech, lending, or credit-focused startups.

Objectives of this Role:

● Lead the development and scaling of customer-facing and internal EMI workflows — from loan application to disbursement, tracking, and reconciliation.

● Identify pain points in the financing journey and create intuitive, compliant, and efficient tech solutions.

● Drive integrations with NBFCs, banks, PSUs and internal loan management workflows to ensure fast and reliable financing access for customers.

● Design a modular, flexible financing platform that reduces time to market for new lender integrations and EMI plans.

● Work with stakeholders across Sales, EMI Ops, Engineering, and external lenders to deliver

seamless experiences.

Daily and Monthly Responsibilities:

● Own the product lifecycle for financing flows — including EMI applications, eligibility checks,

document collection, and status tracking.

● Drive integrations with lending partners (via APIs, portals, etc.) for disbursement, webhook handling, and reconciliation.

● Gather insights from customers, sales teams, and EMI operations to define problem statements

and prioritize product solutions.

● Write PRDs, define user stories, work with engineering and QA to deliver features on time.

● Monitor funnel performance (e.g., application drop-offs, approval rates, TATs) and identify

improvement areas.

● Collaborate with legal/compliance teams to ensure adherence to financial regulations and data security protocols.

Skills and Qualifications:

● 2-4 years of product management experience, with at least 1–2 years in financing, lending, or credit-related domains.

● Strong understanding of EMI workflows (KYC, eligibility, document collection, sanctioning, disbursal, repayment).

● Prior experience building bottom-up or 0-to-1 fintech workflows is a strong plus.

● Familiarity with workflows involving APIs, webhooks, and integration with financial partners.

● Excellent problem-solving, communication, and execution ownership.

Preferred Qualifications:

● Experience working at a fintech, NBFC-backed startup, or lending product team.

● Exposure to backend workflows such as LOS/LMS systems, collections, or reconciliation.

● SQL or analytics comfort to track metrics and identify drop-offs or bottlenecks.

● Prior work on making EMI/loan products more inclusive, fast, and scalable.

● Experience working with agile teams with a focus on iterative product development.

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