Senior Credit Underwriter

4 days ago


Nellore, Andhra Pradesh, India beBeeCredit Full time ₹ 1,80,00,000 - ₹ 2,50,00,000
Credit Management Position

Job Overview:

We are seeking experienced professionals with a strong background in mortgage underwriting to join our team.

Main Responsibilities:

  • Evaluate and decide on home loan/mortgage applications based on credit policy and guidelines.
  • Conduct income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Collaborate with brokers, lenders, and internal teams for clarifications or documentation gaps.
  • Deliver timely and high-quality credit decisions while meeting SLA and compliance standards.
  • Maintain adherence to regulatory requirements.
  • Support the development of junior underwriters and process improvements.
  • Generate reports on pipeline, SLAs, and quality metrics.

Key Qualifications:

  • Degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the domain.
  • Strong understanding of credit policies, responsible lending guidelines, and loan origination systems.
  • Excellent analytical, communication, and documentation skills.
  • Able to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Familiarity with credit bureaus.

This is an exciting opportunity for professional growth and collaboration. If you have the required skills and experience, please consider this position.



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