Senior Financial Analyst

3 days ago

Nellore, Andhra Pradesh, India beBeeMortgage Full time ₹ 8,00,000 - ₹ 14,00,000

Job Summary:

An Underwriter is a critical member of our organization, responsible for reviewing mortgage files and ensuring accuracy. This role requires strong analytical skills and attention to detail.

Key Responsibilities:

  • Review mortgage loan files, including income, assets, credit, and collateral
  • Ensure accurate data entry into the client's loan operating system
  • Underwrite loans in accordance with guidelines, utilizing AUS or manual methods
  • Evaluate and ensure overall loan documents are accurate and compliant
  • Issue loan decision and condition file accordingly
  • Provide excellent customer service to internal and external clients
  • Maintain current knowledge of client and investor requirements
  • Resolve pre and post-closing issues related to underwriting
  • Assist Processors/Loan Officers in understanding underwriting decisions and conditions

Requirements:

  • Minimum 2+ years current conventional mortgage loan underwriting experience
  • Strong knowledge of income calculations, tax returns, reading credit reports, and identifying red flags
  • Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
  • Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
  • Strong analytic, interpersonal, and verbal and written communication skills
  • Detail-oriented with strong ability to time manage

Benefits:

Candidates must be able to work in a high-stress environment while delivering a high level of customer service.

Additional Information:

Must be willing and able to work as part of a team, and available to work outside of normal business hours when necessary.

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