
Mortgage Lending Specialist
2 weeks ago
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures.
Key Responsibilities include examining all documentation for accuracy and completeness.
Experience:
4 years and above
Education Qualification:
Degree or Equivalent
Preference:
US Mortgage Process (Only Night Shifts)
Work From Home/Remote
Key Required Skills: "
- Candidate must have experience in live underwriting & Real Time Analysis.
- Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation.
- Expertise in 4C's framework (Credit, Capacity, Collateral and Capital),
- Familiar in Credit report Analysis & LOX (Letter of Explanation).
- Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different account types.
Job Roles and Responsibilities:
Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
Key Competencies include Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
Additional Responsibilities include Review Initial application - Verify loan, property, borrowers' information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections.
Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
Sign off conditions in a timely manner set by management.
Work with staff and management to find solutions on escalated loans.
May be requested to make recommendations for improving Internal Audit's policies and practices.
Manage loans by using all functions of Encompass.
Effectively communicate underwriting decisions with processors and advisors
Maintain high level of customer service and communication with other departments.
Qualification & Experience
Degree or Equivalent
Minimum 3 years of experience in conventional/govt end to end underwriting.
Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral)
Required skills and qualifications include knowledge of credit bureau and ability to verify loan information.
-
Senior Residential Mortgage Officer
7 days ago
Nellore, Andhra Pradesh, India beBeeMortgage Full time ₹ 1,20,00,000 - ₹ 2,00,00,000We are seeking a skilled Mortgage Manager to oversee loan production and ensure quality control of residential mortgage loans.Key Responsibilities:Team Management: Direct day-to-day management of team members, ensuring excellent performance and compliance with industry regulations.Clients Relations: Interface professionally with clients, real estate agents,...
-
Chief Mortgage Risk Manager
1 week ago
Nellore, Andhra Pradesh, India beBeeMortgage Full time ₹ 1,36,03,200 - ₹ 2,13,04,800Senior Mortgage Underwriting ProfessionalWe are seeking a skilled and experienced Senior Mortgage Underwriting professional to join our team.About the RoleThe ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves assessing loan...
-
U.S Mortgage Professional
4 days ago
Nellore, Andhra Pradesh, India beBeeMortgage Full time ₹ 40,00,000 - ₹ 1,20,00,000Job Title: U.S Mortgage LenderA mortgage underwriter plays a pivotal role in the lending process by evaluating the creditworthiness and risk profile of potential borrowers. They are responsible for analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans.Key...
-
Mortgage Originator Specialist
6 days ago
Nellore, Andhra Pradesh, India beBeeLeadership Full time ₹ 12,00,000 - ₹ 15,00,000The Mortgage Origination role is a leadership position that involves overseeing the daily activities of junior loan officers.Key Responsibilities:Direct management of junior loan officers, including attendance, training, hiring, recruiting, and performance reviews.Possess working knowledge and hands-on experience with RESPA/TRID review and other federal,...
-
Mortgage Quality Assurance Specialist
2 weeks ago
Nellore, Andhra Pradesh, India beBeeQuality Full time ₹ 15,00,000 - ₹ 24,00,000Job SummaryWe are seeking a highly motivated and detail-oriented Quality Assurance Specialist to lead our quality assurance team.The successful candidate will be responsible for monitoring process quality, driving continuous improvement, managing quality analysts, and ensuring adherence to client and regulatory standards.Key Responsibilities:Supervise and...
-
Nellore, Andhra Pradesh, India beBeeMortgageQuality Full time ₹ 10,00,000 - ₹ 20,00,000We are seeking a detail-oriented Quality Assurance Specialist to join our team in the Australian mortgage underwriting department. The ideal candidate will be responsible for auditing loans to ensure compliance with bank policies and regulatory requirements.Key Responsibilities:Audit mortgage underwriting cases to identify errors and trendsEvaluate adherence...
-
Process Specialist
2 weeks ago
Nellore, Andhra Pradesh, India beBeeMortgage Full time ₹ 8 - ₹ 12Job OverviewNew mortgage lending and technology subsidiary in India is focused on process efficiency and innovative solutions.We create digital home loan products that provide a seamless experience for buyers and borrowers.Our intelligent servicing platform supports end-to-end mortgage processing, from application to final payment.Our teams offer mortgage...
-
Lending Risk Optimization Specialist
6 days ago
Nellore, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 17,50,000 - ₹ 25,00,000Optimize Credit Risk for Unsecured LendingThe primary goal of this role is to oversee and strengthen the credit risk framework for unsecured lending, ensuring optimal risk-adjusted returns.Develop and maintain a robust credit risk policy and framework for unsecured products.Review and enhance underwriting norms in line with market trends, regulatory...
-
Mortgage Credit Specialist
7 days ago
Nellore, Andhra Pradesh, India beBeeFinance Full time ₹ 9,00,000 - ₹ 12,00,000Credit Associate RoleWe are seeking a skilled Credit Associate to join our organization in Nellore, IN. As a Credit Associate, you will be responsible for credit management, financial analysis, and client communication.Main Responsibilities:Assess the creditworthiness of clientsLodge applications independentlyCommunicate with clients effectivelyAnalyze...
-
Mortgage Document Review Specialist
1 week ago
Nellore, Andhra Pradesh, India beBeeQuality Full time ₹ 9,00,000 - ₹ 12,00,000About this roleAs a Quality Analyst, you will be responsible for reviewing documents related to the US Mortgage Process.Reviewing documents and assessing Loss mitigation knowledge and experience are key responsibilities of this position.This role requires strong skills in:CommunicationInterpersonal relationshipsProblem-solvingA successful candidate will have...