Mortgage Underwriter

1 month ago


Mumbai, Maharashtra, India HireBloc Full time
Job Summary

HireBloc is seeking a skilled Mortgage Underwriter to join our team. As a key member of our organization, you will play a vital role in assessing and evaluating the risk associated with extending credit and determining appropriate collection strategies.

Key Responsibilities
  • Evaluate credit applications and determine the risk involved
  • Analyze financial data and credit reports
  • Set credit limits and terms
  • Assess collection strategies and recommend appropriate actions
  • Review payment history and develop collection plans
  • Communicate with customers regarding payment arrangements
  • Collaborate with collection agencies and legal teams
  • Maintain accurate records of collection activities
  • Monitor delinquent accounts and implement recovery actions
  • Conduct risk assessments and make credit decisions
  • Stay updated on industry regulations and best practices
  • Provide recommendations for process improvements
  • Prepare reports on collection activities and performance
  • Participate in credit meetings and discussions
  • Adhere to compliance and regulatory standards
Requirements
  • Bachelor's degree in Finance, Accounting, Business, or related field
  • Proven experience as an underwriter or in a similar role
  • Deep understanding of credit risk assessment and collection processes
  • Proficiency in financial analysis and interpretation
  • Excellent knowledge of lending regulations and compliance
  • Strong analytical and decision-making skills
  • Effective communication and negotiation abilities
  • Attention to detail and accuracy in data analysis
  • Ability to work well under pressure and meet deadlines
  • Experience with credit scoring models and software
  • Sound judgment and problem-solving capabilities
  • Proactive approach to risk management
  • Adept at using MS Office and financial software
  • Team player with a collaborative mindset
  • Certification in Credit Risk Management is a plus

decision-making, risk management, analytical skills, collaborative mindset, negotiation, credit risk assessment, teamwork, MS Office, risk assessment, data analysis, financial software, compliance, financial analysis, collaboration, attention to detail, credit scoring models, process improvements, industry regulations, communication, problem-solving, team player, credit decisions, credit, lending regulations, communication skills, certification in credit risk management, collection processes, credit risk management, underwriter



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