Mortgage Underwriter

6 days ago


Mumbai, Maharashtra, India HireBloc Full time
Job Summary

HireBloc is seeking a highly skilled Mortgage Underwriter to join our team. As an Underwriter, you will play a vital role in assessing and evaluating the risk associated with extending credit and determining appropriate collection strategies.

Key Responsibilities
  • Evaluate credit applications and determine the risk involved
  • Analyze financial data and credit reports
  • Set credit limits and terms
  • Assess collection strategies and recommend appropriate actions
  • Review payment history and develop collection plans
  • Communicate with customers regarding payment arrangements
  • Collaborate with collection agencies and legal teams
  • Maintain accurate records of collection activities
  • Monitor delinquent accounts and implement recovery actions
  • Conduct risk assessments and make credit decisions
  • Stay updated on industry regulations and best practices
  • Provide recommendations for process improvements
  • Prepare reports on collection activities and performance
  • Participate in credit meetings and discussions
  • Adhere to compliance and regulatory standards
Requirements
  • Bachelor's degree in Finance, Accounting, Business, or related field
  • Proven experience as an Underwriter or in a similar role
  • Deep understanding of credit risk assessment and collection processes
  • Proficiency in financial analysis and interpretation
  • Excellent knowledge of lending regulations and compliance
  • Strong analytical and decision-making skills
  • Effective communication and negotiation abilities
  • Attention to detail and accuracy in data analysis
  • Ability to work well under pressure and meet deadlines
  • Experience with credit scoring models and software
  • Sound judgment and problem-solving capabilities
  • Proactive approach to risk management
  • Adept at using MS Office and financial software
  • Team player with a collaborative mindset
  • Certification in Credit Risk Management is a plus

decisionmaking,risk management,analytical skills,collaborativemindset,negotiation,decision-making,credit riskassessment,teamwork,ms office,risk assessment,dataanalysis,financial software,compliance,financialanalysis,collaboration,attention to detail,credit scoringmodels,process improvements,industryregulations,communication,problem-solving,team player,creditdecisions,credit,lending regulations,communicationskills,certification in credit risk management,collectionprocesses,credit riskmanagement,underwriter



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