US Mortgage Underwriting Specialist

4 weeks ago


Mumbai, Maharashtra, India People First Consultants Full time
US Mortgage Underwriting Specialist

At People First Consultants, we are seeking a highly skilled US Mortgage Underwriting Specialist to join our team.

Key Responsibilities:

  • Conduct live underwriting, pre-close underwriting, and post-close underwriting for mortgage applications.
  • Review and analyze income credit, title, and appraisal reports to ensure compliance with regulatory requirements.
  • Assess self-employment and rental income calculations to ensure accuracy and completeness.
  • Collaborate with cross-functional teams to ensure seamless mortgage underwriting processes.

Requirements:

  • Minimum 2 years of experience in mortgage underwriting, preferably in a US-based operation.
  • Strong knowledge of 4Cs (Credit, Capacity, Collateral, and Capital) and ability to apply them in underwriting decisions.
  • Excellent analytical and problem-solving skills, with attention to detail and ability to work under pressure.
  • Strong communication and interpersonal skills, with ability to work effectively with cross-functional teams.

What We Offer:

  • Competitive salary and benefits package.
  • Opportunities for career growth and professional development.
  • Collaborative and dynamic work environment.


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