Senior Credit Risk Manager for Virtual Credit Cards

5 days ago


Mumbai, Maharashtra, India FatakPay Digital Pvt. Ltd. Full time

**About FatakPay Digital Pvt. Ltd.**

FatakPay Digital Private Ltd (FatakPay) is a pioneering digital-only lending platform that provides innovative virtual credit cards, empowering users with a seamless 'scan now, pay later' facility and flexible repayment options.

We're a dynamic team of experts who strongly believe in the power of collaboration, creativity, and technology. Our mission is to craft cutting-edge financial products that make a positive impact on society.

Our team has 70+ years of combined experience in Tech and Finance, bringing a unique blend of expertise to our operations.

About the Role:

We are seeking an experienced Senior Credit Risk Manager to join our team. As a key member of our credit management department, you will be responsible for developing and implementing effective credit policies and procedures to minimize risk.

Your primary objective will be to analyze credit data, assess creditworthiness, and establish credit limits for customers based on thorough analysis and business needs.

You will collaborate closely with our sales and finance teams to ensure efficient customer credit management and prepare regular reports on credit performance and aging receivables for management.

Key Responsibilities:

  • Develop and implement credit policies and procedures to minimize risk.
  • Analyze credit applications and financial statements to assess creditworthiness.
  • Set and review credit limits for customers based on analysis and business needs.
  • Collaborate with sales and finance teams to manage customer credit effectively.
  • Prepare reports on credit performance and aging receivables for management.

Requirements:

  • 4-5 years of experience in credit management or related financial roles.
  • Strong analytical skills with the ability to interpret financial data.
  • Knowledge of relevant regulations and compliance issues.

Preferred Skills:

  • Experience in NBFC and Fintech industries.
  • Strong problem-solving abilities and attention to detail.

Salary Range: ₹ 800,000 - ₹ 1,200,000 per annum

Location: Mumbai



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