Credit Strategy Expert

9 hours ago

Malappuram, Kerala, India beBeeCreditStrategy Full time ₹ 60,00,000 - ₹ 1,20,00,000

Job Title: Credit Strategy Expert

Key Responsibilities:

We are seeking a seasoned Credit Strategy Expert to join our team. As a key member of the credit department, you will be responsible for evaluating deals, preparing comprehensive credit memos, and presenting recommendations to senior management.

This role involves disbursement of sanctioned deals, coordination with internal stakeholders, and submission of regular monitoring reports. You will work closely with cross-functional teams to ensure seamless execution of credit strategies.

The ideal candidate will have a deep understanding of industry, financial, and credit principles, as well as excellent interpersonal and presentation skills. They will also possess sound knowledge of underwriting in corporate/wholesale lending, strong comprehension of industry cycles, and hands-on experience in credit memo preparation.

Familiarity with financial modeling and MS Excel is essential, along with the ability to mentor junior analysts and management trainees.

Responsibilities include:

  • Developing and implementing effective credit strategies
  • Conducting thorough credit evaluations
  • Preparing and presenting credit memos to senior management
  • Collaborating with internal stakeholders to achieve business objectives
  • Providing guidance and support to junior analysts and management trainees

Requirements:

  • Strong background in credit analysis and risk assessment
  • Excellent communication and presentation skills
  • Ability to work effectively in a fast-paced environment
  • Proficiency in financial modeling and MS Excel
  • Sound knowledge of industry cycles and trends

Benefits:

  • Competitive salary and benefits package
  • Opportunities for professional growth and development
  • Collaborative and dynamic work environment

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