Mortgage Underwriting Expert

1 week ago


Malappuram, Kerala, India beBeeUnderwriter Full time ₹ 42,00,000 - ₹ 55,00,000

Job Title: Mortgage Underwriting Expert

We are seeking an experienced Mortgage Underwriting Expert to join our team. This is a fantastic opportunity for a skilled professional looking to advance their career in mortgage underwriting.

The ideal candidate will have at least 3.5 years of relevant experience and a strong understanding of credit report review, debt-to-income ratio assessment, loan-to-value evaluation, asset calculation, and PITI review.

Key Responsibilities:

  • Perform thorough underwriting with complete case ownership.
  • Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct detailed risk assessments for accurate decision-making.
  • Work on both UK Mortgage and US Mortgage underwriting, including income calculations, DTI ratio assessments, LTV evaluations, and asset reviews.
  • Ensure compliance with internal policies and regulatory guidelines.
  • Collaborate with internal teams for smooth processing and decision-making.

Requirements:

  • Minimum 3.5 years of underwriting experience.
  • Experience in UK Mortgage or US Mortgage underwriting is preferred.
  • Strong analytical and decision-making skills with high accuracy.
  • Comfortable working in a fast-paced environment.
  • Excellent communication and stakeholder management skills.

Why Choose Us?

  • Opportunity to work on challenging mortgage underwriting cases.
  • Career growth, continuous learning, and a supportive team culture.

This is a great chance for you to take your career to the next level in mortgage underwriting. Apply now



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