
Mortgage Underwriting Expert
1 week ago
Job Title: Mortgage Underwriting Expert
We are seeking an experienced Mortgage Underwriting Expert to join our team. This is a fantastic opportunity for a skilled professional looking to advance their career in mortgage underwriting.
The ideal candidate will have at least 3.5 years of relevant experience and a strong understanding of credit report review, debt-to-income ratio assessment, loan-to-value evaluation, asset calculation, and PITI review.
Key Responsibilities:
- Perform thorough underwriting with complete case ownership.
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
- Conduct detailed risk assessments for accurate decision-making.
- Work on both UK Mortgage and US Mortgage underwriting, including income calculations, DTI ratio assessments, LTV evaluations, and asset reviews.
- Ensure compliance with internal policies and regulatory guidelines.
- Collaborate with internal teams for smooth processing and decision-making.
Requirements:
- Minimum 3.5 years of underwriting experience.
- Experience in UK Mortgage or US Mortgage underwriting is preferred.
- Strong analytical and decision-making skills with high accuracy.
- Comfortable working in a fast-paced environment.
- Excellent communication and stakeholder management skills.
Why Choose Us?
- Opportunity to work on challenging mortgage underwriting cases.
- Career growth, continuous learning, and a supportive team culture.
This is a great chance for you to take your career to the next level in mortgage underwriting. Apply now
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