Chief Credit Strategist

18 hours ago


Malappuram, Kerala, India beBeeRiskLead Full time ₹ 1,40,00,000 - ₹ 2,10,00,000
Job Title:

Credit Risk Lead

Job Description:

Our organization is seeking an experienced professional to lead and strengthen our credit risk framework. This role will be responsible for managing, driving, and monitoring the credit risk strategy, underwriting models, and portfolio performance.

Key Responsibilities:
  • Credit Risk Strategy & Policy Development: Develop and maintain credit risk policies and frameworks, review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Underwriting & Risk Model Improvement: Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams, monitor performance of underwriting models and recommend refinements as needed.
  • Portfolio Monitoring & Performance Analysis: Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics, lead periodic credit reviews and present portfolio health to senior management.
Requirements:
  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.


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