Financial Decision Maker

3 days ago


Varanasi, Uttar Pradesh, India beBeeCredit Full time ₹ 8,00,000 - ₹ 16,00,000
Credit Analyst

As a seasoned Credit Analyst, you will play a pivotal role in evaluating the creditworthiness of corporate clients. Your expertise will enable our organization to make informed lending decisions, driving business growth and ensuring financial stability.

Key Responsibilities:

  • Credit Appraisal: Conduct thorough credit appraisals for large corporate clients, analyzing their financial health, risk profiles, and industry trends.
  • Risk Assessment: Collaborate with cross-functional teams to assess credit risks, develop mitigation strategies, and provide recommendations for loan approvals.
  • Customer Engagement: Engage with clients to gather information, discuss terms and conditions, and negotiate loan agreements.
  • Monitoring and Reporting: Monitor client accounts, prepare regular monitoring reports, and escalate non-compliances to ensure timely intervention.
  • Quality Assurance: Ensure adherence to regulatory requirements, internal policies, and best practices throughout the credit appraisal process.

Requirements:

  • Experience: Minimum 2 years of experience in credit underwriting for SMEs or large corporates.
  • Skillset: Excellent analytical skills, working knowledge of Excel, and proficiency in financial modeling.
  • Education: CA, MBA, or CFA degree; preference given to those with experience in project finance and/or infra sector credit analysis.

Benefits:

We offer a competitive compensation package, opportunities for professional growth, and a dynamic work environment that fosters collaboration and innovation.



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