Branch Operations Associate
1 month ago
Job Purpose
As a Branch Operations Associate, you will be responsible for executing all aspects related to branch operations in a timely and effective manner. This includes ensuring effective customer service, achieving own targets, and supporting the achievement of the branch target through effective upselling and cross-selling to customers.
Key Accountabilities
- Contribute to efficient operation of the branch through accurate & timely processing of customer related transactions and account maintenance.
- Ensure achievement of own targets and support branch target achievement through effective upselling and cross-selling to customers.
- Support the branch operations officer in book-keeping and maintenance of documents.
Job Duties & Responsibilities
- Ensure compliance with all applicable regulations and bank policies for all processes related to banking transactions.
- Process cash transactions, transfer transactions and clearing of instruments.
- Receipt & processing of cheques, demand drafts, dividend warrants, pay orders & other instruments, bills for deposits up to authorized limits.
- Process requests for new account opening, transaction updation etc., either jointly with an officer or independently, upon specific authorisation in this regard.
- Process customer service requests, Respond to customer service account inquiries such as account balances, transaction details, statements and fees/charges.
- Address customer queries and grievances within the defined timelines and escalate when required to the appropriate authorities.
Required Experience
- 2-4 years Banking Experience
Education / Preferred Qualifications
- Graduate preferably Banking/Commerce
Core Competencies
- Excellent interpersonal and communication skills
- Ability to build strong relationships with clients.
- Responsible
- Ability to meet deadlines.
- Knowledge about internal/external regulations.
Technical Competencies
- Good Computer Knowledge
Work Relationship
- Team player
- Self-motivated and takes initiative
DBS India - Culture & Behaviors
- Performance through Value Based Propositions
- Ensure customer focus by delighting customers & reduce complaints
- Build pride and passion to protect, maintain and enhance DBS' image and reputation
- Enhance knowledge base, build skill sets & develop competencies
- Execute at speed while maintaining error free operations
- Maintain the highest standards of honesty and integrity
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