Financial Portfolio Manager
1 month ago
IIFL Finance is a leading financial services provider in India, offering a range of innovative and modern services to cater to the evolving financial needs of its customers. With over 20 years of experience in serving retail and MSME customers, the company has established a robust network of 2500+ branches across over 500 cities.
The company's core values revolve around convenience, flexibility, and customer satisfaction, making it one of the most reputable financial services providers in the country. With a strong focus on customer experience, IIFL Finance offers a suite of services that suit all financial needs, with over 6 million happy customers nationwide.
About the RoleWe are seeking an experienced Financial Portfolio Manager to join our team at IIFL Finance. As a key member of our unsecured lending portfolio management team, you will be responsible for managing business loans, analyzing credit worthiness of applicants, and making sound lending decisions based on established policies and credit risk assessment.
This is a mid-level position requiring 4 to 6 years of experience in credit analysis and lending. The role is based in Kolkata, West Bengal, India, and is a full-time position. The successful candidate will have excellent analytical skills, ability to interpret financial statements, and proficiency in Microsoft Office suite and other financial analysis tools.
Key Responsibilities:- Analyze credit worthiness of business loan applicants based on financial statements, credit history, and industry analysis.
- Make lending decisions based on established policies and credit risk assessment.
- Manage the unsecured lending portfolio, including monitoring and mitigating credit risk.
- Work closely with the sales team to ensure that credit decisions are aligned with business objectives.
- Collaborate with internal teams to streamline lending processes and improve overall portfolio performance.
- Minimum Bachelor's degree in Finance, Economics, or a related field.
- 4 to 6 years of experience in credit analysis and lending.
- Knowledge of unsecured lending products and underwriting principles.
- Strong analytical skills and ability to interpret financial statements.
- Excellent communication and interpersonal skills.
- Ability to make sound lending decisions in a fast-paced environment.
- Proficiency in Microsoft Office suite and other financial analysis tools.
As a Financial Portfolio Manager at IIFL Finance, you will enjoy a competitive salary of ₹12,50,000 per annum, commensurate with your experience and qualifications. You will also have opportunities for growth and professional development, as well as a dynamic and supportive work environment.
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