Senior Banking Manager
3 weeks ago
Job Summary
The Regional Manager-Credit Analyst will be responsible for managing a team of Credit Analysts responsible for credit and income assessment as per prescribed parameters for the leads generated by Sales Team for Nano Business loan.
Key Responsibilities:
- Manpower planning and hiring for the region
- Tracking and improving manpower productivity
- Ensure the verification process is compiled within expected TAT with first time right approach
- Ensure Credit Analysts are trained on the policy and processes
- Imparting training to Sales Officer/Manager for quality sourcing
- Fraud risk management
- Managing compliance on documentation
- Managing early delinquencies to ensure portfolio is healthy and there are no nonstarter cases
- Keeping regular track of competition and reporting new products/market development/Legal risks/ Political Risks/Local demographic issues
- Periodic visits of customers and cross checking of sourcing quality/ loan utilization
- Adhering to the banks policies and ensuring compliance of the same.
Requirements
Optimal qualification for success on the job is:
- Education: Graduation/Post Graduation
- Experience: 5-10 Years of experience in verification/PD bases assessment of customer in Bank or NBFC for- Nano/Micro Business Loans/ Small ticket LAP/ Self-employed PL/ AHL
About Axis Bank
Incorporated in 1994, Axis Bank is one of India�s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.
The Bank has a young & engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.
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