
Chief Credit Risk Strategist
1 day ago
The primary objective of this role is to develop and implement strategic credit underwriting policies across the personal loan portfolio through a digital journey.
Key Responsibilities:
- Policy Formulation: Develop comprehensive credit underwriting policies based on product constructs and work closely with data science teams to analyze and validate underwriting models.
- Risk Management: Determine performance benchmarks, identify course of action in case of breach, and automate credit policies to minimize manual intervention.
- Portfolio Analysis: Conduct regular portfolio analysis, recommend policy changes to the policy head based on outcomes, and track profitability and risk thresholds.
- Performance Monitoring: Periodically review existing portfolios, conduct various analyses to identify high-risk segments, and take actions to mitigate risks.
- New Partner Integrations: Understand new channel partners' products, segments, and journeys, create policies based on available information, and facilitate data room exercises.
Requirements
- Postgraduate degree in Finance, Statistics, or Management from reputable institutions.
- Minimum 7 years of experience, with 3-4 years in risk management and policy creation.
- Strong analytical skills, good communication skills, and superior stakeholder management skills.
Desirable Skills:
- Proficiency in data analytics, model validation, policy formulation, portfolio management, stakeholder management, and project management.
- Demonstrated experience in R, Python, SQL, and advanced Excel.
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