Chief Credit Risk Strategist

1 day ago


Surat, Gujarat, India beBeeCreditRisk Full time ₹ 2,50,00,000 - ₹ 3,50,00,000
Job Title

The primary objective of this role is to develop and implement strategic credit underwriting policies across the personal loan portfolio through a digital journey.

Key Responsibilities:

  1. Policy Formulation: Develop comprehensive credit underwriting policies based on product constructs and work closely with data science teams to analyze and validate underwriting models.
  2. Risk Management: Determine performance benchmarks, identify course of action in case of breach, and automate credit policies to minimize manual intervention.
  3. Portfolio Analysis: Conduct regular portfolio analysis, recommend policy changes to the policy head based on outcomes, and track profitability and risk thresholds.
  4. Performance Monitoring: Periodically review existing portfolios, conduct various analyses to identify high-risk segments, and take actions to mitigate risks.
  5. New Partner Integrations: Understand new channel partners' products, segments, and journeys, create policies based on available information, and facilitate data room exercises.

Requirements

  • Postgraduate degree in Finance, Statistics, or Management from reputable institutions.
  • Minimum 7 years of experience, with 3-4 years in risk management and policy creation.
  • Strong analytical skills, good communication skills, and superior stakeholder management skills.

Desirable Skills:

  • Proficiency in data analytics, model validation, policy formulation, portfolio management, stakeholder management, and project management.
  • Demonstrated experience in R, Python, SQL, and advanced Excel.


  • Surat, Gujarat, India beBeeCybersecurity Full time ₹ 15,00,000 - ₹ 25,00,000

    Job Title: Chief Cybersecurity StrategistJob Description:We are seeking a highly skilled and experienced Chief Cybersecurity Strategist to join our organization. As a key member of our security team, you will be responsible for developing and implementing effective cybersecurity strategies to protect our infrastructure and assets.Develop and implement...

  • Credit Risk Specialist

    11 hours ago


    Surat, Gujarat, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 20,00,000

    Job Description:As a key member of our organization, the Risk Analyst will be responsible for developing, implementing, and reviewing credit risk models and associated frameworks in an unsecured rural/semi-urban lending context. The role involves implementing and monitoring credit risk strategies across the lending life cycle, including acquisition,...


  • Surat, Gujarat, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Credit Leadership Position About the Role:Our organization is a rapidly growing entity specializing in supply chain financing solutions for Small and Medium-Sized Enterprises (SMEs) and Micro, Small and Medium Enterprises (MSMEs). Our focus lies in enabling working capital access for businesses, and we are building a technology-driven, scalable...


  • Surat, Gujarat, India beBeeFinancial Full time ₹ 1,00,00,000 - ₹ 2,00,00,000

    Job OpportunityWe are seeking a skilled Senior Credit Analyst to join our team. This is an exciting opportunity for individuals who possess excellent analytical skills and have experience in financial analysis, business model review, and management risk assessment.The successful candidate will be responsible for conducting thorough credit evaluations,...


  • Surat, Gujarat, India beBeeCreditRisk Full time ₹ 1,80,00,000 - ₹ 2,50,00,000

    Job OverviewWe are seeking an experienced and analytically driven Lead Risk Modelling Analyst to join our team. This role involves building, validating, and enhancing quantitative models that support credit rating decisions, risk assessments, and financial forecasts.The ideal candidate will bring a solid foundation in credit risk modelling along with...


  • Surat, Gujarat, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 25,00,000

    Job Title: Enterprise Risk ManagerAt the heart of every successful organization lies a strong risk management framework.We seek an experienced Risk Management Professional to spearhead our ERM efforts based on COSO and ISO 31000 principles.The ideal candidate will conduct periodic risk assessments, identifying and reporting key risks that may impact our...


  • Surat, Gujarat, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Credit Assessment Risk Management Loan Approval Process Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors Perform detailed analysis of financial statements bank statements and credit reports Assess repayment capacity and recommend...


  • Surat, Gujarat, India beBeeFinancial Full time ₹ 8,00,000 - ₹ 12,00,000

    As a key member of our leadership team, we are seeking a strategic Chief Financial Officer to drive the next phase of growth for our brand.A successful candidate will possess 15+ years of progressive experience in financial planning, budgeting, treasury, compliance, and risk management. They will also have experience in manufacturing, retail, or textile...


  • Surat, Gujarat, India Kotak Mahindra Bank Limited Full time

    Job Description- Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.- Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.- Team Management & stakeholder...


  • Surat, Gujarat, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,50,00,000

    About This RoleThis position is responsible for overseeing the entire credit and backend process at a branch level. The ideal candidate will have strong analytical and problem-solving skills, effective communication and interpersonal skills, and the ability to work under pressure and meet deadlines.Key Responsibilities:Conduct thorough credit appraisals for...