Credit Manager-affordable Housing Finance-credit

3 weeks ago


Surat, Gujarat, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Credit Assessment Risk Management Loan Approval Process Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors Perform detailed analysis of financial statements bank statements and credit reports Assess repayment capacity and recommend appropriate loan structures Identify analyze and mitigate potential credit risks Ensure compliance with internal credit policies and regulatory guidelines Conduct periodic portfolio reviews to identify early warning signals Coordinate with sales and operations teams for smooth processing of loan applications Approve or recommend loans within delegated authority limits Liaise with legal and technical team for finalization



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