Credit Risk Specialist

1 day ago

Surat, Gujarat, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 20,00,000
Job Description:

As a key member of our organization, the Risk Analyst will be responsible for developing, implementing, and reviewing credit risk models and associated frameworks in an unsecured rural/semi-urban lending context. The role involves implementing and monitoring credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.

  • Develop and implement credit risk models to assess potential losses and identify areas for improvement.
  • Review and analyze portfolio performance on a periodic basis to identify early warning signals and track portfolio trends.
  • Ensure that risk policies are reviewed and updated regularly to reflect changes in the external environment and internal risk appetite.
  • Collaborate with various internal teams to strengthen our risk framework and ensure its effective implementation.
Eligibility Criteria:

To be successful in this role, you will need to possess the following skills and qualifications:

  • Bachelor's or Master's degree in a relevant field from a top-tier college or university.
  • 3-6 years of experience in managing risk in a non-banking financial company (NBFC), fintech, or lending organization.
  • Proven expertise in Python and SQL programming languages, with at least 2+ years of hands-on experience.
  • Excellent understanding of data analysis and the ability to bring insights to drive business decisions.
  • Sound knowledge of statistical models and their application in credit risk management.
  • Experience in microfinance or MSME lending is a plus but not essential.

What We Offer:

Our organization offers a dynamic and supportive work environment, competitive compensation packages, and opportunities for growth and development.

Join us in shaping the future of risk management and making a meaningful impact in the industry.

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