Senior Credit Risk Analyst

5 days ago


Varanasi, Uttar Pradesh, India beBeeCredit Full time ₹ 12,00,000 - ₹ 25,00,000
Job Description:

We are seeking a seasoned credit risk professional to join our team. As a Credit Risk Analyst, you will be responsible for analyzing historical loan data to identify patterns and trends that inform our lending decisions.

Key Responsibilities:

  • Perform in-depth analysis of historical loan data to understand the root causes of defaults
  • Develop and maintain rating models and scorecards for retail and corporate loans
  • Prepare regular credit risk reports for senior management and the Board
  • Collaborate with stakeholders across the organization to implement rating models and drive business outcomes
  • Maintain a database of loan products from a risk assessment perspective
  • Coordinate with the IT team to automate the credit approval process

Requirements:

  • Advanced degree in a quantitative field (e.g., mathematics, statistics, economics)
  • Proven track record of success in credit risk analysis and modeling
  • Strong understanding of statistical techniques and data visualization tools
  • Excellent communication and interpersonal skills

Benefits:

  • Competitive salary and bonus structure
  • Ongoing training and development opportunities
  • Collaborative and dynamic work environment

How to Apply:

If you are a motivated and detail-oriented individual with a passion for credit risk analysis, please submit your application.



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