Credit Risk Specialist

13 hours ago


Varanasi, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000
Credit Risk Specialist

Job Overview:

A Senior Credit Risk Specialist is responsible for conducting comprehensive credit audits of Wholesale Banking and SMEs segments.

  • Key Responsibilities
  • Conduct thorough risk assessments, evaluating pre- and post-sanction processes, disbursements, and ongoing monitoring.
  • Lead or participate in business credit risk evaluations and manage a team of 2-4 specialists.
  • Ensure timely commencement and closure of risk assessments, documenting working papers and submitting reports within stipulated time frames.
  • Guarantee the quality, accuracy, and consistency of risk reports, emphasizing policies, internal guidelines, processes, practices, and people.
  • Carry out special assignments such as review of processes, thematic risk assessments, checklists, and regulatory compliance.
  • Coordinate with concurrent risk specialists to monitor quality and ensure adherence to regulatory requirements.
  • Provide insights to Management on credit-related developments and devise risk checklists for internal/concurrent specialists.
  • Suggest improvements to existing processes and systems to line management.


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