Chief Credit Risk Strategist

13 hours ago

Varanasi, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 20,00,000
Credit Risk Professional

We are seeking a Credit Risk Professional to lead the development and implementation of credit risk strategies, policies, and frameworks for unsecured lending. The ideal candidate will have a strong understanding of consumer credit products and the risk lifecycle.

Job Description

The Credit Risk Professional will be responsible for managing and strengthening the credit risk framework, driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.

Key Responsibilities:
  • Develop and maintain credit risk policies and frameworks for unsecured products.
  • Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
Underwriting & Risk Models
  • Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  • Monitor performance of underwriting models and recommend refinements as needed.
  • Evaluate new lending segments, channels, or partnerships from a credit perspective.
Portfolio Monitoring & MIS
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
  • Lead periodic credit reviews and present portfolio health to senior management.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS).
Required Skills and Qualifications
  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.
  • Strong understanding of consumer credit products and the risk lifecycle.
  • Working Capital underwriting is a must.

  • Chief Risk Strategist

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeRiskDirector Full time ₹ 1,80,00,000 - ₹ 2,50,00,000

    We are seeking a seasoned Risk Director to spearhead our risk management strategy across multiple domains. This strategic role demands a keen analytical mind, coupled with in-depth knowledge of the NBFC and banking sector landscape in India.Key Responsibilities:Create and implement a comprehensive risk management framework that aligns with business...

  • Credit Risk Specialist

    13 hours ago

    Varanasi, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000

    Credit Risk SpecialistJob Overview:A Senior Credit Risk Specialist is responsible for conducting comprehensive credit audits of Wholesale Banking and SMEs segments.Key ResponsibilitiesConduct thorough risk assessments, evaluating pre- and post-sanction processes, disbursements, and ongoing monitoring.Lead or participate in business credit risk evaluations...

  • Chief Financial Strategist

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeFinancial Full time ₹ 15,00,000 - ₹ 20,00,000

    **Job Title:** Chief Financial StrategistOur organization is seeking an experienced and skilled Chief Financial Strategist to lead the financial operations and control functions across multiple businesses.The ideal candidate will serve as a financial backbone, overseeing accounting and finance function, ensuring integrity of financial reporting.The...

  • Senior Credit Strategist

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeCredit Full time ₹ 20,11,200 - ₹ 30,10,400

    Transforming Small Business LendingWe are seeking an experienced leader to drive our credit strategy, ensuring compliance and regulatory standards while promoting growth objectives.Credit Framework Development:Define, implement, and monitor policies, frameworks, and processes for SME/MSME lending and supply chain financing.Key Responsibilities...

  • Senior Credit Risk Analyst

    3 days ago

    Varanasi, Uttar Pradesh, India beBeeCredit Full time ₹ 18,00,000 - ₹ 25,00,000

    Job Summary:We are seeking a skilled Credit Risk Specialist to join our team. As a senior credit analyst, you will be responsible for evaluating the creditworthiness of individuals and organizations.Main ResponsibilitiesDraft clear, accurate, and comprehensive credit reports for transactions.Analyze complex financial data to support underwriting...

  • Chief Operations Strategist

    1 day ago

    Varanasi, Uttar Pradesh, India beBeeOperations Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Job Summary:We are seeking an exceptional Chief Operations Strategist to drive performance and growth within our organisation.Strategic Planning: Develop comprehensive goals for performance and growth, establishing policies that promote organisational culture and vision.Operational Oversight: Oversee daily operations and the work of executives (IT,...

  • Risk Management Executive

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeRiskManager Full time ₹ 20,00,000 - ₹ 25,00,000

    Risk Management SpecialistWe are seeking a highly skilled Risk Management Specialist to join our team. In this role, you will be responsible for identifying and assessing potential risks within our organization, as well as implementing strategies to mitigate these risks.Key Responsibilities:Analyzing potential risks including market, credit, operational,...

  • Senior Risk Modeler

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 18,00,000

    Job Title: Lead Quantitative AnalystLocation: MumbaiDepartment: Credit Rating and ResearchReporting To: Chief Ratings OfficerQualification: Bachelor's in Finance / Statistics / Mathematics / Data Science / Computer Engg. / IT / Economics, Chartered Accountant, or related fieldEmployment Type: Full-timePreferred Availability: Immediate StartAbout the RoleWe...

  • Chief Growth Strategist

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeMarketer Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Chief Growth StrategistWe are on a mission to bridge the gap between education and employability.Our team consists of experienced professionals with strong industry backgrounds.We seek a seasoned marketing leader who can develop a powerful brand, drive organic content-led growth, and lead a high-performing team.The ideal candidate will have:8-10+ years in...

  • Lead Credit Card Fraud Risk Modeler

    1 week ago

    Varanasi, Uttar Pradesh, India beBeeFraudRisk Full time ₹ 80,00,000 - ₹ 1,50,00,000

    We are seeking a highly skilled and experienced fraud risk modeler to lead the development and implementation of advanced statistical and machine learning models for detecting and preventing credit card fraud.