
Financial Risk Analyst
17 hours ago
We are seeking a skilled Senior Underwriter to excel in our organization.
- Performing live underwriting with complete end-to-end case ownership
- Evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral
The ideal candidate will have 3.5+ years of relevant experience in underwriting, with a strong knowledge of credit report review, debt-to-income ratio assessment, and loan-to-value evaluation.
Key Responsibilities:- Conducting detailed credit report reviews for accurate risk assessment
- Working on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value evaluation, asset calculation, and PITI review
The successful candidate will have excellent communication and stakeholder management skills, with a strong ability to work collaboratively with internal teams.
Requirements:- Minimum 3.5 years of underwriting experience (live/end-to-end)
- Experience in the UK mortgage process or US mortgage underwriting
- Strong analytical and decision-making skills with high accuracy
- Comfortable working in a fast-paced environment
The ideal candidate will have opportunities for continuous learning and career growth, along with exceptional communication and collaboration skills.
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