Financial Risk Analyst

17 hours ago


Varanasi, Uttar Pradesh, India beBeeSenior Full time ₹ 55,00,000 - ₹ 65,00,000

We are seeking a skilled Senior Underwriter to excel in our organization.

  • Performing live underwriting with complete end-to-end case ownership
  • Evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral

The ideal candidate will have 3.5+ years of relevant experience in underwriting, with a strong knowledge of credit report review, debt-to-income ratio assessment, and loan-to-value evaluation.

Key Responsibilities:
  • Conducting detailed credit report reviews for accurate risk assessment
  • Working on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value evaluation, asset calculation, and PITI review

The successful candidate will have excellent communication and stakeholder management skills, with a strong ability to work collaboratively with internal teams.

Requirements:
  • Minimum 3.5 years of underwriting experience (live/end-to-end)
  • Experience in the UK mortgage process or US mortgage underwriting
  • Strong analytical and decision-making skills with high accuracy
  • Comfortable working in a fast-paced environment
Benefits:

The ideal candidate will have opportunities for continuous learning and career growth, along with exceptional communication and collaboration skills.



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