Senior Credit Appraisal Manager

2 weeks ago


Mumbai, Maharashtra, India Axis Bank Full time

The Axis Bank is seeking a seasoned Senior Credit Appraisal Manager to oversee the team of credit analysts in preparing and delivering high-quality credit appraisal memos.

As a critical member of our Credit Appraisal Team, you will be responsible for driving the team's performance, ensuring timely delivery of credit appraisals, and maintaining excellent relationships with stakeholders.

Key Responsibilities:

  • Lead the team of credit analysts in preparing credit appraisal memos, review and reply to observations from the Risk department, and ensure timely completion of activities
  • Guide the team in assessing credit worthiness, preparing credit proposals, and conducting due diligence
  • Conduct regular reviews and renewals of accounts to ensure optimal portfolio performance
  • Maintain acceptable turnaround times (TAT) for tasks such as rating, appraisal note preparation, and renewals

Qualifications:

  • A post-graduate degree with an excellent academic background
  • CAs/ICWAs are preferred

Role Proficiencies:

  • Strong understanding of financial ratios and concepts
  • Process-oriented mindset
  • Excellent communication skills (both verbal and written) in English and local language
  • Effective leadership skills or ability to manage teams

Salary Information:

We offer a competitive salary of ₹25 lakhs per annum, commensurate with experience and qualifications.



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