Senior Credit Analyst

1 month ago


Mumbai, Maharashtra, India Axis Bank Full time

Job Description

We are seeking a skilled and experienced Senior Credit Analyst to join our team at Axis Bank.

About the Role

The successful candidate will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis to ensure the bank's portfolio is well-managed.

In this role, you will also sanction loans within defined timelines, arrange training sessions as required, and continuously improve processes to meet market needs.

Key Responsibilities

  • Review and analyze loan applications to ensure compliance with bank policies and regulatory requirements.
  • Sanction loans within defined Turn Around Times (TAT) for all products.
  • Monitor and report on approval rates, TAT, and other key performance indicators.
  • Collaborate with cross-functional teams to identify areas for process improvement and implement changes.
  • Maintain accurate records and reports to support decision-making.

Requirements

To be successful in this role, you will need:

  • A strong background in credit appraisal and finance, preferably with an MBA or CA qualification.
  • Excellent analytical and problem-solving skills.
  • Strong communication and interpersonal skills.
  • Ability to work under pressure and meet deadlines.
  • Knowledge of retail banking products and regulatory guidelines.

What We Offer

As a Senior Credit Analyst at Axis Bank, you can expect a competitive salary package, including a base salary of ₹1,200,000 per annum, plus benefits such as medical insurance, retirement plans, and opportunities for career growth and development.


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