Senior Credit Risk Analyst

2 weeks ago


Mumbai, Maharashtra, India VIBGYOR Advisors Full time

Credit Analyst Position at VIBGYOR Advisors

We are seeking a professional Credit Analyst to join our team at VIBGYOR Advisors. As a Credit Analyst, you will play a crucial role in determining the creditworthiness of our clients. Your primary responsibility will be to analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

Key Responsibilities:

  • Creditworthiness Assessment: Assess the creditworthiness of existing or prospective clients by examining their financial transactions and credit history.
  • Risk Analysis: Complete ratio, trend, and cash flows analyses, and create projections to determine the degree of risk involved.
  • Report Generation: Carefully analyze data and produce clear, objective reports on the creditworthiness of clients.
  • Compliance Monitoring: Routinely monitor loans for compliance with credit policy and guidelines.
  • Asset Quality Monitoring: Monitor corporate portfolio asset quality on an ongoing basis.
  • Model Development: Draft models of credit information that predict trends and patterns.

Requirements:

  • Education: BS degree in Business, Statistics, or a related field.
  • Experience: Proven working experience as a Credit Analyst.
  • Skills: Proficiency in statistical packages and financial software, strong communication and presentation skills, and sound judgement.


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