Senior Credit Risk Analyst
4 weeks ago
Unlock Your Potential
We're Siemens Technology and Services Private Limited, a global leader in technology and innovation. We're committed to putting our people first and creating a workplace that reflects the diversity of society.
About the Role
This is an exciting opportunity to join our team as a Senior Credit Risk Analyst. As a key member of our credit risk assessment team, you'll play a critical role in evaluating the creditworthiness of our customers and ensuring the quality of our portfolio.
Key Responsibilities
- Conduct thorough financial and credit analysis of legal entities to assign a credit rating within our defined parameters.
- Maintain updated credit ratings of all customers, which is a critical decision-making criterion for our businesses.
- Ensure the quality of our portfolio of receivables from Siemens Ltd, as this is a critical parameter in defining our credit rating.
- Implement and administer credit guidelines across Siemens Ltd and all Siemens group entities in India.
- Research and risk assessment of customers and limit setting in our system.
- Provide monthly MIS reports to management.
- Stay up-to-date with industry trends to update our credit assessment model.
- Review and align our credit assessment model with global guidance from SFS.
- Ensure alignment of all Siemens business processes with our credit guidelines.
Requirements
- Strong analytical and communication skills, with the ability to interact directly with India and Global Finance Leadership.
- Excellent report writing and presentation skills.
- Data handling abilities.
- Background in accounting and/or finance, with an MBA (Finance), CA, or CFA equivalent.
- Relevant work experience of 3-6 years in credit risk assessment, risk management, corporate finance, or financial advisory.
- SAP and MS Office tools.
What We Offer
We value your unique identity and perspective and are committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come be yourself and create a better tomorrow with us.
This role is based in Bangalore, but you'll also get to visit other locations in India and globally. In return, you'll get the chance to work with teams impacting entire cities, countries, and the shape of things to come.
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