Credit Risk Analyst

4 weeks ago


Mumbai, Maharashtra, India DBS Bank Full time
Job Title: Credit Risk Analyst

Job Summary:

We are seeking a skilled Credit Risk Analyst to join our team at DBS Bank. As a Credit Risk Analyst, you will be responsible for supporting Relationship Management teams in various activities, including the preparation and submission of Credit Memos, completion of legal documentation, and regular monitoring of clients and their exposure.

Key Responsibilities:

* Prepare accurate credit proposals in a consistent, concise, and lucid manner
* Maintain close working relationships with Business Units to ensure department deliverables are met
* Conduct need-based meetings with customers to understand their business and attendant risks
* Cross-sell other products such as trade, cash, and FX
* Monitor portfolios for irregularities, excesses, breaches, delays, and overdue renewals

Requirements:

* 5-10 years of experience in credit analysis, preferably with experience in credit analysis of FI clients - banks and NBFCs
* A few years of sales experience in cash management/trade finance would be an added advantage
* Knowledge of competitors and market
* Market knowledge and experience in the FIG segment, with reference to customer preferences and requirements

Education/Preferred Qualifications:

* CA/MBA

Core Competencies:

* Good written and verbal communication skills
* Good analytical skills
* Self-driven and highly ambitious
* Results-oriented and the ability to handle pressure
* Relationship building and management skills
* Understanding of competitor products
* Comfortable with tight deadlines

Technical Competencies:

* Sound understanding of asset products and associated technology platforms and operational procedures
* Understanding of regulatory guidelines on banking policies issued by MAS/RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general
* Knowledge of financial markets, products, and competitor offerings to assist in meaningful dialogue with clients
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