CBG: Credit Risk Analyst

4 weeks ago


Mumbai, Maharashtra, India Axis Bank Full time

The Credit Appraisal Team at Axis Bank is seeking a skilled Credit Analyst to play a key role in the credit appraisal process. As a Credit Analyst, you will be responsible for preparing a comprehensive Credit Appraisal Memo (CAM) that evaluates a proposal by analyzing and presenting information about the borrower across various areas, including market, financial statements, technical ratios, management, and more.

Key Responsibilities:

  • Prepare a thorough CAM and submit various notes (review, replies to observations from the Risk department, etc.)
  • Assess the credit worthiness and prepare credit proposals by fitting borrower requirements within the existing product suite and credit policy guidelines
  • Conduct reviews and renewals of accounts
  • Maintain acceptable Turn-Around-Time (TAT) for tasks such as conducting ratings, preparing appraisal notes, and renewals

Qualifications:

For success in this role, we seek candidates with:

  • Strong academic background and relevant qualifications (CAs/Management Graduates/ICWAs preferred)
  • Good understanding of financial ratios and concepts
  • Excellent communication skills (both verbal and written) in English and the local language

Role Proficiencies:

To excel in this position, the candidate should possess:

  • Strong analytical and problem-solving skills
  • Ability to work independently and as part of a team
  • Excellent time management and organizational skills


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