Strategic Credit Leadership

4 days ago


Bengaluru, Karnataka, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 28,00,000
Job Description:
As a credit manager, you will be responsible for leading a team in the underwriting, analysis, approval, and policy management of credits. Your role will involve reviewing and analyzing credit proposals from various sources to assess risk. You will conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc.

Responsibilities:
  • Manage a team of credit analysts.
  • Review and analyze credit proposals to assess risk.
  • Conduct credit checks on customers.
  • Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products.
  • Ensure compliance with regulatory requirements and internal policies related to credit risk management.


Required Skills and Qualifications:
To be successful in this role, you should have 3-8 years of experience in credit management or a similar role in NBFCs or banks dealing with retail assets/auto loans/commercial vehicles. A CA/MBA/PGDM degree is required, and relevant certifications like IRDA/NCFM are preferred but not mandatory. Additionally, you should have a strong understanding of Indian financial markets and regulations governing lending activities.
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