Regional Credit Director

14 hours ago


Mumbai, Maharashtra, India Agrim Housing Finance Full time
Job Title

Regional Credit Director - Affordable Housing Finance

Company Overview

Agrim Housing Finance is a leading provider of affordable housing finance solutions, committed to supporting the growth of the sector while maintaining the highest credit standards.

Job Summary

We are seeking an experienced Regional Credit Director to lead our credit underwriting and approval process for affordable housing loans across designated regions. The ideal candidate will have a strong background in credit risk assessment, policy implementation, and team leadership.

Responsibilities
  • Oversee credit underwriting for housing finance loan proposals within the designated region, ensuring robust credit risk assessment and adherence to policies.
  • Evaluate borrower applications, financial capacity, property valuation, and loan viability to make informed credit decisions.
  • Monitor the health of the regional loan portfolio, focusing on credit quality and loan performance, and drive corrective measures to control NPAs.
  • Implement company's credit and risk policies in the region, ensuring uniform adherence to credit processes and providing suggestions for improvement.
  • Lead and mentor a team of Credit Managers/Analysts across multiple branches in the region, conducting regular training sessions to enhance underwriting skills and credit acumen.
Key Skills & Competencies
  • Strong Analytical Skills: Ability to assess financials, risk factors, and loan proposals.
  • Leadership Skills: Proven ability to manage and motivate large teams.
  • Attention to Detail: Deep understanding of affordable housing loan underwriting and property appraisal.
  • Risk Management Acumen: Expertise in identifying and managing credit risks.
  • Decision-Making: Sound judgment in credit decisions while balancing risk and business growth.
Qualifications
  • Education: MBA (Finance), CA, or other relevant postgraduate qualifications.
  • Experience: 10+ years of experience in credit underwriting, risk management, or portfolio management, preferably in affordable housing finance or NBFCs.
Estimated Salary

$120,000 - $180,000 per annum, depending on experience and location.



  • Mumbai, Maharashtra, India Agrim Housing Finance Full time

    Job Title: Regional Credit Director for Affordable HousingWe are seeking a seasoned professional to lead our credit team in overseeing and managing the entire credit underwriting and approval process for affordable housing loans across designated regions.

  • Regional Credit Lead

    15 hours ago


    Mumbai, Maharashtra, India Agrim Housing Finance Full time

    Job DescriptionAgrim Housing Finance is seeking a highly experienced Regional Credit Lead to oversee the entire credit underwriting and approval process for affordable housing loans across designated regions. The successful candidate will ensure robust credit risk assessment, adherence to policies, minimizing Non-Performing Assets (NPAs), and enhancing...


  • Mumbai, Maharashtra, India Samhita Full time

    Credit Program DirectorSamhita is seeking an experienced Credit Program Director to lead its efforts in financial inclusion. The ideal candidate will have expertise in strategic partnership management, operational excellence, and stakeholder engagement. The estimated salary for this position is ₹1,500,000 - ₹2,250,000 per annum.The successful candidate...


  • Mumbai, Maharashtra, India Samhita Full time

    About the Position:We are seeking an exceptional Credit Program Director to lead our credit program at Samhita. The successful candidate will be responsible for overseeing the design, implementation, and monitoring of credit programs.Key Responsibilities:Develop and implement credit program strategies to achieve organizational goals.Manage relationships with...


  • Mumbai, Maharashtra, India Sonata Software Full time

    Regional Sales DirectorAt Sonata Software, we are seeking a highly skilled Regional Sales Director to lead our sales efforts in the region. Key Responsibilities:Develop and execute regional sales strategies to drive revenue growth.Build and maintain strong relationships with key customers and partners.Lead a team of sales professionals to achieve sales...


  • Mumbai, Maharashtra, India Girnar Soft Full time

    **Job Title:** Regional Sales DirectorGirnar Soft is seeking a highly skilled Regional Sales Director to lead the development and growth of our Car and Bike OEM Business in the assigned region. As a key member of our sales team, you will drive sales numbers, dealer network growth, operational efficiency & business excellence in close coordination with...


  • Mumbai, Maharashtra, India Brickwork Ratings Full time

    Job SummaryWe are seeking a highly skilled Associate Director to lead our credit rating team in the BFSI sector. As a key member of our organization, you will be responsible for overseeing the credit analysis of structured finance products and guiding a team of senior analysts.About Brickwork RatingsBrickwork Ratings is a leading provider of credit ratings...


  • Mumbai, Maharashtra, India TechnoServe Full time

    Job SummaryWe are seeking a highly skilled Regional Accounting Director to join our team at TechnoServe. This role will be responsible for ensuring accurate and timely monthly close of books for regional offices, reconciling financial statements, and providing audit and compliance support.


  • Mumbai, Maharashtra, India Tira Consulting Pvt Limited Full time

    Job Title: Regional Financial DirectorEstimated Salary: ₹1,500,000 - ₹2,000,000 per annumCompany Overview: Tira Consulting Pvt Limited is a leading consulting firm that provides expert services to businesses across various industries.About the Role: We are seeking an experienced Regional Financial Director to join our team in [location]. As a key member...


  • Mumbai, Maharashtra, India Brickwork Ratings Full time

    At Brickwork Ratings, we seek a highly skilled and experienced Executive Director to lead our credit rating team in the BFSI sector. With a strong background in financial modeling, ratio analysis, and industry knowledge, this individual will be responsible for leading a team of senior analysts handling credit analysis of structured finance products.Key...


  • Mumbai, Maharashtra, India MyEcoTour Full time

    Company OverviewWe are a pioneering travel service provider specializing in premium and luxury eco-conscious trips. By offsetting carbon footprints generated during our journeys, we set ourselves apart as the only such company in India.Award-Winning CompanyMyEcoTour has been recognized as one of India's Best 5000 MSMEs in 2024, solidifying our commitment to...


  • Mumbai, Maharashtra, India HOYA Surgical Optics Full time

    Are you a seasoned sales professional looking for a challenging role at HOYA Surgical Optics?About the RoleWe are seeking an experienced Regional Sales Director to lead our sales efforts in the assigned area. The ideal candidate will have a minimum of 10-12 years of experience in sales, with a strong background in ophthalmology and business practices.Key...


  • Navi Mumbai, Maharashtra, India Expertia AI Full time

    Job Summary:An exciting opportunity awaits for a seasoned Regional Sales Director to join Expertia AI, where you will be responsible for driving revenue growth and expanding the company's presence in the market.


  • Mumbai, Maharashtra, India Assurance Intl Limited Full time

    About the Role: As a Regional Business Director at Assurance Intl Limited, you will be responsible for driving business growth and expansion in the region. You will lead a high-performing team and work closely with cross-functional teams to develop and execute business strategies.Key Responsibilities:Develop and implement business strategies to drive growth...


  • Mumbai, Maharashtra, India ASSA ABLOY Full time

    Job Title: Regional Sales DirectorWe are seeking a highly motivated and results-driven Regional Sales Director to join our team in Delhi. As a key member of our sales organization, you will be responsible for generating business from defined territories in Delhi.Key Responsibilities:Deliver revenue objectives for retail business as per plan.Set up and manage...


  • Mumbai, Maharashtra, India Reise Moto Full time

    Job Description:We are seeking an experienced Regional Sales Director to lead our sales and operations in the Western region. As a key member of our team, you will be responsible for developing and executing sales strategies to achieve regional revenue and profitability targets.In this role, you will analyze market trends, competitor activities, and customer...


  • Mumbai, Maharashtra, India Sonata Software Full time

    Sonata Software is seeking a highly motivated Regional Sales Director to lead our sales efforts in the region.As a key member of our team, you will be responsible for developing and executing sales strategies to drive revenue growth and expand our market presence.The ideal candidate will have 2+ years of experience in relevant industry and hold a BE, MBA...


  • Mumbai, Maharashtra, India Cyfuture Full time

    Job SummaryWe are seeking a highly motivated and experienced professional to join our team as West Regional Director. In this role, you will be responsible for identifying and developing business opportunities in the Western Region.Key ResponsibilitiesDevelop and execute sales strategies to drive revenue growth in the Western RegionBuid and maintain...


  • Mumbai, Maharashtra, India Girnar Soft Full time

    At Girnar Soft, we are seeking a talented Regional Sales Director to lead our sales efforts in the region. As a key member of our team, you will be responsible for driving sales numbers, dealer network growth, operational efficiency & business excellence.About UsGirnar Soft is a dynamic organization that values innovation and customer satisfaction. Our...


  • Mumbai, Maharashtra, India iTaap Full time

    Job TitleRegional Director - Commercial Property ConsultingJob SummaryiTaap is seeking a seasoned professional to lead our Regional Director team in the Commercial Property Consulting division. As a key member of our senior leadership team, you will be responsible for driving business growth, developing and implementing regional business strategies, and...