Retail Credit Legal
2 weeks ago
The Retail Credit Legal & Technical Manager - Collection & Underwriting is a critical role within Axis Bank, responsible for ensuring the smooth operation of retail credit processes. This includes project approval, builder/project visits, property sanctioning, and financial analysis of customers.
Key Responsibilities:- Ensure Cost Rationalization by analyzing region and location-wise top cost data to reduce costs as per target, sourced from the Cost team.
- Ensure Approval Rate % by monitoring the percentage of projects approved to the total projects received for approval, sourced from the BIU and CO teams.
- Ensure adherence to APF TAT and individual cases, average APF TAT and L2TS for individual cases, sourced from the BIU, CO teams, and Shikhar MIS.
- Ensure audit and compliance by conducting internal and concurrent audits and submitting reports, with targets measured against these reports.
- Ensure Customer Satisfaction and reduction in escalated customer complaints.
- Ensure feedback about the market and key changes in the market and data on new project leads, sourced from RCM, RSM & Central teams, agency mapping, and management.
- Responsible for providing training to Axis Sales, SM, CPC team on Legal & Technical processes.
Optimal qualification for success on the job is:
- BE (Civil) from a recognized institute.
For successful execution of the job, the candidate should possess the following:
- Proven Credit risk experience within retail banking.
- In-depth analytical skills with the ability to digest and interpret complex concepts.
- Good communication skills with the ability to communicate to multiple and varied audiences (technical and non-technical).
- Understanding of Retail credit risk processes, systems, and scoring.
- Knowledge of legal and technical matters.
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Retail Credit Risk Manager
2 weeks ago
Hyderabad, Telangana, India Axis Bank Full timeJob Title: Retail Credit Risk Manager - Legal & TechnicalThe Retail Credit Risk Manager - Legal & Technical is responsible for ensuring the effective management of retail credit risk within Axis Bank. This role involves analyzing and mitigating potential risks associated with retail credit, ensuring compliance with regulatory requirements, and providing...
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CPC Legal
1 week ago
Hyderabad, Telangana, India Axis Bank Full timeThe Retail Credit Risk Manager - Legal & Technical is responsible for ensuring the effective management of retail credit risk within Axis Bank. This role involves project approval, builder/project visits, property sanctioning, and financial analysis of customers.Key Responsibilities:Ensure Cost Rationalization by analyzing region and location-wise top cost...
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CPC Legal
2 days ago
Hyderabad, Telangana, India Axis Bank Full timeThe CPC Legal and Technical Manager is a key role within Axis Bank's Retail Credit division, responsible for ensuring compliance with legal and technical requirements. They will oversee project approvals, builder and project visits, property sanctioning, and financial analysis of customers.Key Responsibilities:Ensure Cost Rationalization by analyzing region...
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Hyderabad, Telangana, India Axis Bank Full timeThe CPC Legal and Technical Manager plays a pivotal role in ensuring the smooth operation of retail credit processes at Axis Bank. Key responsibilities include project approval, builder/project visits, property sanctioning, and financial analysis of customers.Key Responsibilities:Ensure Cost Rationalisation - region and location-wise top cost data will be...
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