RB - Collection & Underwriting:CPC Legal & Technical Manager - Retail Credit

4 weeks ago


Hyderabad, Telangana, India Axis Bank Full time

The CPC Legal and Technical Manager plays a pivotal role in ensuring the smooth operation of retail credit processes at Axis Bank. Key responsibilities include project approval, builder/project visits, property sanctioning, and financial analysis of customers.

Key Responsibilities:

  • Ensure Cost Rationalisation - region and location-wise top cost data will be shared to reduce costs as per target, sourced from the Cost team.
  • Ensure Approval Rate % - based on the percentage of projects approved to the total projects received for approval, sourced from the BIU and CO teams.
  • Ensure adherence to APF TAT and individual cases, average APF TAT and L2TS for individual cases, sourced from the BIU, CO teams, and Shikhar MIS.
  • Ensure audit and compliance - basis internal and concurrent audit conducted and report submitted, the target will be measured.
  • Ensure Customer Satisfaction and reduction in escalated customer complaints.
  • Ensure feedback about the market, and key changes in the market and data on new project leads, etc. sourced from the RCM, RSM & Central team, agency mapping, and management.
  • Responsible for providing training to Axis Sales, SM, CPC team on Legal & Technical processes.

Qualifications:

Optimal qualification for success on the job is:

  • BE (Civil) from a recognized institute.

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Proven Credit risk experience within retail banking.
  • In-depth analytical skills with the ability to digest and interpret complex concepts.
  • Good communication skills with the ability to communicate to multiple and varied audiences (technical and non-technical).
  • Understanding of Retail credit risk processes, systems, and scoring.
  • Knowledge of legal and technical matters.


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