Mortgage Underwriting Expert Wanted for HCLTech

2 days ago


Chennai, Tamil Nadu, India HCLTech Full time
Job Description:

We are seeking a skilled Mortgage Underwriting Expert to join our team at HCLTech. This is an exciting opportunity for individuals with a passion for residential loan underwriting and a desire to work in a dynamic environment.

About the Role:

The selected candidate will be responsible for managing quality control reviews of residential loan files, ensuring they meet customer quality control policies and procedures. Additionally, they will manage daily operations, handle client relationships, and perform tasks such as analyzing income and employment documents, credit reports, property appraisals, and loan-to-value ratios.

Key Responsibilities:

* Perform quality control reviews of residential loan files
* Manage daily operations, including client handling and task management
* Analyze income and employment documents, credit reports, property appraisals, and loan-to-value ratios
* Identify risk factors, including fraud red flags to determine or verify misrepresentation

Requirements:

To be successful in this role, you will need:

* A minimum of 5-7 years of experience in mortgage underwriting
* Strong knowledge of GSE, Fannie Mae, Freddie Mac guidelines and requirements
* Expertise in mortgage lender's policies, guidelines, and procedures (loan to value, debt to income, collateral review, compliance review)
* Ability to analyze complex data, identify trends, and make informed decisions
* Excellent communication and interpersonal skills

Benefits:

We offer a competitive compensation package, including cab facility, which will enhance your overall work experience. If you're passionate about mortgage underwriting and looking for a challenging role, we encourage you to apply.

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