Senior Underwriter for Australian Mortgage Lending

6 days ago


Chennai, Tamil Nadu, India HCLTech Full time

About the Role: HCLTech is seeking a skilled Mortgage Underwriting Specialist to join our team in Chennai. As a key member of our lending operations, you will be responsible for evaluating creditworthiness and assessing risk associated with loan applications.

Main Responsibilities:

  • Evaluate customers' current financial position, employment history, credit history, and ability to pay.
  • Analyze complex-subject matters quickly and adhere to regulatory guidelines.
  • Experience in assessing credit risk and providing outcomes on loan applications.
  • Expertise in customer-centric communication and stakeholder management.
  • Strong analytical and financial assessment skills.

Requirements:

  • Bachelor's or master's degree in any field.
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
  • Proven work experience as a Mortgage Underwriter or similar role.
  • Strong understanding of Australia, USA, or UK lending regulations.
  • Familiarity with loan origination systems and other relevant software applications.


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