Senior Underwriter for Australian Mortgage Lending
6 days ago
About the Role: HCLTech is seeking a skilled Mortgage Underwriting Specialist to join our team in Chennai. As a key member of our lending operations, you will be responsible for evaluating creditworthiness and assessing risk associated with loan applications.
Main Responsibilities:
- Evaluate customers' current financial position, employment history, credit history, and ability to pay.
- Analyze complex-subject matters quickly and adhere to regulatory guidelines.
- Experience in assessing credit risk and providing outcomes on loan applications.
- Expertise in customer-centric communication and stakeholder management.
- Strong analytical and financial assessment skills.
Requirements:
- Bachelor's or master's degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role.
- Strong understanding of Australia, USA, or UK lending regulations.
- Familiarity with loan origination systems and other relevant software applications.
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Australian Lending Expert
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Chennai, Tamil Nadu, India HCLTech Full timeResponsibilities:As a Mortgage Underwriting Specialist at HCLTech, you will be responsible for analyzing customer data, applying knowledge of the 4 Cs of Credit, ensuring adherence to regulatory guidelines, and communicating effectively with internal and external stakeholders. You will also need to review loan-to-value ratios, detect potential fraud, and...
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Chennai, Tamil Nadu, India HCLTech Full timeAbout the Job: HCLTech is looking for a skilled Associate / Senior Executive - Credit Risk Assessment to join our team in Chennai. As a key member of our lending operations, you will be responsible for evaluating creditworthiness and assessing risk associated with loan applications.Primary Responsibilities:Evaluate customers' current financial position,...
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Chennai, Tamil Nadu, India HCLTech Full timeAbout the Opportunity: We are seeking an experienced Senior Underwriter for Australian Mortgage Lending to join our team in Chennai. As a senior member of our lending operations, you will be responsible for evaluating creditworthiness and assessing risk associated with loan applications.Key Accountabilities:Evaluate customers' financial situation, employment...
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