Financial Services Credit Risk Specialist

6 days ago

Chandigarh, Chandigarh, India beBeeCredit Full time ₹ 8,00,000 - ₹ 10,00,000

Credit Risk Specialist Role Overview

A Credit Risk Specialist evaluates credit applications and plays a pivotal role in determining loan eligibility. This position involves scrutinizing an individual's financial history, income, and other relevant factors to assess their creditworthiness.

The primary responsibilities of a Credit Risk Specialist include:

  • Evaluating credit applications and making informed recommendations for approval or decline
  • Analyzing financial data, including credit reports, bank statements, and employment records to identify potential risks
  • Implementing mitigation strategies to address identified risks
  • Communicating effectively with customers and stakeholders to provide clear explanations and updates on application status

To excel in this role, you will need strong analytical skills, attention to detail, and excellent communication abilities. You should also be proficient in using financial software and systems, as well as possess a solid understanding of lending regulations and policies.

The ideal candidate will have a degree in a related field, such as finance, accounting, or business administration, and several years of experience in credit analysis or a related field. If you are a detail-oriented and results-driven professional looking for a challenging opportunity, we encourage you to apply.

Key Responsibilities:

  • Evaluate credit applications and make recommendations
  • Analyze financial data to identify potential risks
  • Develop and implement risk mitigation strategies
  • Communicate effectively with customers and stakeholders

Required Skills and Qualifications:

  • Strong analytical skills
  • Attention to detail
  • Excellent communication abilities
  • Proficiency in financial software and systems
  • Solid understanding of lending regulations and policies

Benefits:

This role offers a dynamic and challenging work environment, opportunities for career growth, and the chance to make a real impact in the financial industry.

Others:

If you are a motivated and detail-oriented professional looking for a new challenge, we encourage you to apply for this exciting opportunity.

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