Credit Manager
2 days ago
Degree Level Bachelor s Degree 1 Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities 2 Under write proposals as per the laid down policies procedure to honor the agreed SLAs and manage city area business volumes 3 Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit KYC documents and verification- telephonic field collateral visits 4 Assess income to obligation ratios in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure 5 Maintain Portfolio MIS Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same 6 Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties 7 Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems 8 Exceed service quality standards and strive for continuous process improvement 9 Undertake critical review of the credit proposals with a view to bring out the industry business financial management and facility structure risk contained in the credit proposal 10 Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal 11 Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team 12 Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable 13 Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre-sanction to post disbursement phase undertaking steps for risk mitigation whenever required while ensuring adherence to legal documentation norms policies 14 Manage the credit underwriting function of his her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team Educational Qualification Post Graduate Graduate in any discipline
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Credit Manager
3 days ago
Chandigarh, Chandigarh, India Kotak Mahindra Bank Full time ₹ 1,20,000 - ₹ 1,80,000 per yearCredit Manager-LAP-HF LOAN AGAINST PROPERTY (LAP)-Credit Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: · Looking after credit underwriting of SENP / SEP cases – by having deep understanding of applicants financials and business background post visiting customer. · Delinquency monitoring for underwritten cases...
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Credit Manager
4 weeks ago
Chandigarh, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
4 weeks ago
Chandigarh, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
4 weeks ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management Managing respective vendors for maintaining quality and TAT...
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Credit Manager
3 weeks ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management Managing respective vendors for maintaining quality and TAT...
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Area Credit Manager
1 day ago
Chandigarh, Chandigarh, India Rising Sun Business Solutions Full timeArea Credit Manager- SCF - Chandigarh | Aditya Birla Capital Limited | Financial Services This is a full-time on-site role for a Area Credit Manager located in Chandigarh. The Credit Manager will be responsible for managing and overseeing credit appraisal for Supply Chain Finance proposals, analysing credit profiles, and ensuring compliance with lending...
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Area Credit Manager
1 day ago
Chandigarh, Chandigarh, India Greenfinch Global Consulting Full time ₹ 1,04,000 - ₹ 1,30,878 per yearCompany DescriptionGreenfinch Global Consulting (GFGC) aims to revolutionize the Indian Lending Industry with a groundbreaking unified lending services utility. Our unique offering integrates field services across multiple domains with a cutting-edge technology platform, serving key requirements of lending institutions such as Banks and NBFCs at a Pan-India...
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▷ Apply Now! Credit Manager
4 weeks ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management - Managing respective vendors for maintaining quality and...
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Chandigarh, Chandigarh, India Kotak Mahindra Bank Full time ₹ 20,00,000 - ₹ 25,00,000 per yearWe are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times....
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Credit Manager
3 weeks ago
Chandigarh, India Orange Shark Full timePosition : Credit Manager (Education Loan)Experience : 2-5 Years [Only]Department : Education Loan (Single Product)Notice Period : Immediate to 60 DaysLocations : Chandigarh. [Local People]Required Skills:1. Experience in credit underwriting in Education Loans/Any loans.2. Good communication skills in english.4. PGDM/MBA/CA [Must]Key roles and...
