Area Credit Manager

16 hours ago


Ludhiana Chandigarh Indore, India Neogrowth Credit Full time

Job Description NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey - Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity - Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms - Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations - Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria - Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults - Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts - Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns - Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders - Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities


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