Area Credit Manager
3 days ago
Job Description ey Responsibilities - Credit Assessment and Underwriting: Evaluate the creditworthiness of potential and existing customers (suppliers, distributors, etc.) applying for supply chain finance solutions. This includes: - Analyzing financial statements, cash flows, and bank statements to determine risk profiles. - Conducting thorough due diligence, including business and industry risk analysis. - Approving, rejecting, or modifying credit applications within established limits and policy guidelines. - Policy Implementation and Compliance: Implement and administer credit policies for the supply chain finance division across the assigned area. - Ensure all activities adhere to company policies, industry standards, and legal/regulatory requirements. - Review and update credit policies based on market needs and feedback. - Portfolio Management and Monitoring: Manage and monitor the assigned credit portfolio to ensure quality and performance. - Monitor customer loan payments, credit limits, and overall exposure. - Implement Early Warning and monitoring mechanisms for the portfolio to identify potential problem loans and propose solutions for delinquent accounts. - Oversee the management of Post Disbursement Documents (PDD) and covenant compliance. - Collaboration and Stakeholder Management: Work closely with internal teams (sales, relationship management, risk, legal, collections, operations) to facilitate deal closures and ensure seamless processes. - Meet with customers at regular intervals to understand industry dynamics and market conditions.
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Area Credit Manager
19 hours ago
Ludhiana, Chandigarh, Indore, India Neogrowth Credit Full timeJob Description NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey - Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity - Risk Assessment: Evaluating the level of credit...
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Area Credit Manager
2 weeks ago
Indore, Madhya Pradesh, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per yearArea Credit Manager-Tractors and Farm Equipments (TFE)-Credit Location Credit Manager Department Area Credit Manager-TFE Location Number of Positions Reporting Relationships Area Credit Manager Position Grade Manager/ Senior Manager Directly Managing Team of 2-3 Cluster Credit Executives managing -Approx 2-4 Districts. Should have Ability...
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[Urgent] Area Credit Manager
3 weeks ago
India Anand Rathi Global Finance Limited Full timeJob Description Greeting from Anand Rathi Global Finance Ltd !! We're Hiring: Area Credit Manager (LAP) Location: Mumbai We are looking for a skilled professional to join our Credit team as an Area Credit Manager. The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Property (LAP)....
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RC - Area Credit Manager - Mortgages Credit
4 days ago
India Axis Bank Full timeJob Description Role description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all...
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Area Credit Manager
7 days ago
Surat, -Surat-Megh Mayur Plaza-GUJ, Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearArea Credit Manager-SUPPORT SERVICES-Credit Area Credit Manager - KMPL Support Services-Credit He should be having the system knowledge as well as good in communications. Minimum experience should be 8 Yrs. Candidate should have the collection back ground of Auto Loans.
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RC - Area Credit Manager - B2C - Rural Credit
2 weeks ago
Bikaner, India Axis Bank Full timeJob Description RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...
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Manager - Credit
1 day ago
Indore, Madhya Pradesh, India Bajaj Finance Full time ₹ 12,00,000 - ₹ 36,00,000 per yearJob PurposeRisk Management is core to Bajaj FinanceMost of the decisions in Risk Management are data driven and analyticalStatistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss, scenario analysis, forecasting, Stress Testing etcStatistical models are built and scorecards are...
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Area Sales Manager
6 days ago
Vikarabad, Hyderabad, India IREP Credit Capital Full timeJob Description About IREP Credit Capital: IREP Credit Capital (IREP) is a retail lending NBFC offering secured business loans to MSMEs in tier 3 & 4 towns in South India. IREP's business model comprises of a mix of retail loan products sourced through proprietary means along with strategic partnerships with marquee Banks and NBFCs. The company is focused on...
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Regional Credit Manager
4 days ago
Bhopal, Indore, Mumbai, India Gips Consultancy Full time ₹ 9,00,000 - ₹ 12,00,000 per yearIt is a Team handling role as Area Manager and Branch Credit Officers will report to the Regional Credit Manager. They are responsible for training of the credit staff. Relocation candidates can also Apply Pls mail cv at Required Candidate profileRequired experience in Unsecured Loans Credit. Education - CA or MBA Finance with experience in Personal...
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Area Manager
2 weeks ago
Indore, Madhya Pradesh, India Bajaj Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per yearArea Manager - Lifestyle Finance/Senior Area Manager - Lifestyle FinanceJob PurposeThis position is open with Bajaj Finance ltd.First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management s with ability to relate to people at all levels of business and management. Delivery...