RC - Area Credit Manager - Mortgages Credit

3 weeks ago


Bhiwandi India Axis Bank Full time

Job Description

RC - Area Credit Manager - Mortgages Credit
INTERNAL USAGE:
No. of Vacancies: Reports to: RCM
Is a Team leader Y Team Size: 5-7

Grade: M/SM/AVP
Business: Underwriting Department: Retail Credit Sub-Department: CPC
Location:
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
AbouttheRole
Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting. Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwriting of Centralised & Decentralised Files.
Key Responsibilities
- Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels.
- Ensure the quality of proposals and credit appraisal to minimize delinquency.
- Ensuring compliance of Audit & Compliance reviews.
- Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations.
- Periodic Training, policy feedback, vendor management, participation in pilot runs/testing etc.
- Stakeholder management. Regular meeting with competitors, analyse market feedback from different stakeholders to benchmark the competition.
- Idea generation for new projects for process efficiency and cost saving.

Qualifications
Graduate / Post- Graduation (MBA/ CA preferred)

Experience in retail credit with team handling.

Role Proficiencies:
For successful execution of the job, the candidate should possess:

Knowledge of credit, industry and product trends

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language



  • Bhiwandi, India Axis Bank Full time

    Job Description RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department...

  • ▷ 15h Left! RC

    3 days ago


    Chennai, India Axis Bank Full time

    Job Description RC - Regional Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ZCM Is a Team leader Y Team Size: 25 -30 Grade: SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Region specific About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...


  • Thane, India Axis Bank Full time

    Job Description RC - Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for...


  • Kolkata, India Axis Bank Full time

    Job Description RC - Regional Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department and...

  • Credit Manager

    3 weeks ago


    Bengaluru, India HCLTech Full time

    Job Description Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across...


  • Karnal, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the...


  • Noida, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the...


  • Mumbai, India Axis Bank Full time

    Job Description RC - Regional Credit Manager - CVCE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager Is a Team leader Y Team Size: 5-10 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit...

  • High Salary! RC

    3 days ago


    Bhubaneswar, India Axis Bank Full time

    Job Description RC - Regional Credit Manager - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Is a Team leader Y Team Size: 5 to 10 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...


  • Sambalpur, India Axis Bank Full time

    Job Description RC - Credit Manager - CV/CE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting...