Financial Risk Analyst

2 weeks ago

Chandigarh, Chandigarh, India beBeeCredit Full time ₹ 1,04,000 - ₹ 1,30,878
Job Title: Area Credit Manager

As a seasoned professional in the financial industry, you will be responsible for analyzing and evaluating loan applications, assessing credit risk, and making informed decisions to ensure the growth and stability of our business.

Key Responsibilities:

  • Analyze and evaluate loan applications to determine creditworthiness and make informed decisions.
  • Assess credit risk by conducting thorough analysis of borrowers' financial situations, credit histories, and market conditions.
  • Develop and maintain relationships with clients, including regular communication and updates on their loan applications.
  • Stay up-to-date with industry trends, regulatory requirements, and changes in market conditions to ensure that our lending practices remain competitive and compliant.
  • Collaborate with cross-functional teams, including sales, marketing, and underwriting, to identify opportunities for growth and improvement.

Requirements:

  • 5+ years of experience in credit management, lending, or a related field.
  • Strong analytical and problem-solving skills, with ability to analyze complex financial data and make informed decisions.
  • Excellent communication and interpersonal skills, with ability to build strong relationships with clients and colleagues.
  • Knowledge of financial regulations and industry standards, with ability to stay up-to-date with changing regulations and requirements.
  • Ability to work independently and as part of a team, with strong organizational and time management skills.

What We Offer:

  • A dynamic and supportive work environment, with opportunities for growth and development.
  • A competitive salary and benefits package, including health insurance, retirement plan, and paid time off.
  • The opportunity to work with a talented and dedicated team, with a shared commitment to excellence and customer satisfaction.

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