
Financial Services Professional
16 hours ago
Loan Officer Role
Key Responsibilities- To ensure disbursement targets are met with minimal delinquency.
- Identify Joint Liability Groups and disbursed loans that suit target customers and geographies.
- Develop and manage teams across assigned territories to achieve deeper market penetration and reach.
- Assess potential client base and product acceptability in new regions, areas, and opportunities for geographical expansion of operational areas.
- Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets.
- Maintain close follow-up of disbursed loans, especially those not paying on time.
- Undertake regular field visits, centre meetings, and loan applicants.
- Maintain portfolio quality by tracking and controlling normal dues, nonstarters, delinquency, and frauds.
- Build strong relationships both internally and externally and build a strong brand identification with potential customers.
- Ensure weekly/daily meetings and visits to the centre.
- Fresher to a maximum of 5 years of experience as a sales officer in microfinance business.
- Basic understanding of microfinance business and JLG model working would be preferred.
- Relationship management
- Business sourcing
- Flair for sales
- Understand critical attributes of customer service
The successful candidate will have opportunities to work in a dynamic environment, develop their skills, and contribute to the growth of the organisation.
OthersThis is a challenging role that requires a strong work ethic, excellent communication skills, and ability to work effectively in a team environment.
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