Relationship Manager

10 hours ago


Mumbai India YES BANK Full time

Job Description Market Assessment and Business Development - Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities. - Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions. - Works towards maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth. - Leverages opportunities to manage complex relationships independently, under the overall supervision of Senior Relationship Managers/Team Leaders. Revenue Generation - Identifies new sales opportunities and leveraging a knowledge sector driven relationship approach to enhance sales and revenue generation through new and existing customers for achievement of established targets and objectives. - Targets product/ industry specific business opportunities leading to achievement of the budget and ensures seamless coordination between customer & relationship manager. Portfolio Management and Deal Structuring - Works independently and under the supervision of Senior Relationship Managers/Team leaders in structuring and restructuring of deals to ensure they effectively address the clients financial requirement. - Conducts research and collates necessary data for preparing credit proposals in line with customer requirements. - Coordinates with CAD and other relevant stakeholders to ensure proposals/ approvals are approved and followed up in an efficient and timely manner. Credit Appraisal - Credit Assessment and CAM preparation through detailed analysis - Works in close coordination with key stakeholders from Risk Management to ensure adherence to established credit guidelines. Documentation and Compliance - Completes all documentation and CRM updation to ensure adherence to established guidelines and maintenance of highest quality standards of documentation, client communication, process compliance. - Works in close coordination with relevant BUs to ensure smooth and quick turnaround of transactions as and when required. - Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. - Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. - Understands the competencies relevant to his/her role and works towards displaying as well as developing these effectively. - Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. - Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. - Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary.


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